AFRM

Affirm, Inc. provides point-of-sale financing solutions that allow consumers to make purchases and pay for them over time. The company offers various payment options, including installment loans and a virtual card, enabling customers to buy products from participating merchants with flexible repayment terms. Affirm partners with lending institutions to facilitate these payment plans, and it operates primarily in the United States. The company is not a bank but provides financial services through partnerships with licensed banks.