JSC Halyk Bank is a financial services group based in Kazakhstan, offering a range of services including retail, small and medium-sized enterprise (SME), and corporate banking, as well as insurance, leasing, brokerage, and asset management. The bank operates an extensive branch network with 531 locations across Kazakhstan and has a presence in Georgia and Uzbekistan. Halyk Bank generates revenue primarily through interest income from loans and fees from various financial services provided to its diverse customer base.