United Bank Limited (UBL) is a commercial bank that provides a range of financial services including retail banking, corporate banking, and investment banking. It generates revenue primarily through interest income from loans and advances, as well as fees and commissions from various banking services. UBL operates in multiple segments, serving individual customers, small and medium enterprises, and large corporations across Pakistan. The bank also engages in microfinance through its investment in Khushhali Microfinance Bank Limited and is involved in initiatives to support the agriculture sector and social uplift through technology-enabled advisory services.