|
|
2013 |
|
|
Retail Banking
and Wealth
Management
US$m |
|
Commercial Banking
US$m |
|
Global
Banking and
Markets
US$m |
|
Global Private
Banking
US$m |
|
Other US$m |
|
Inter-
segment elimination55 US$m |
|
Total
US$m |
Profit before tax |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Net interest income/(expense) |
|
4,895 |
|
3,103 |
|
3,245 |
|
205 |
|
(124) |
|
108 |
|
11,432 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Net fee income/(expense) |
|
2,758 |
|
1,518 |
|
1,419 |
|
249 |
|
(8) |
|
- |
|
5,936 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Trading income/(expense) excluding net interest income |
|
238 |
|
377 |
|
1,483 |
|
175 |
|
(739) |
|
- |
|
1,534 |
Net interest income/(expense)
on trading activities |
|
(16) |
|
(6) |
|
608 |
|
- |
|
14 |
|
(108) |
|
492 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Net trading income/(expense)50 |
|
222 |
|
371 |
|
2,091 |
|
175 |
|
(725) |
|
(108) |
|
2,026 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Changes in fair value of long-term debt issued and related derivatives |
|
- |
|
- |
|
- |
|
- |
|
(1) |
|
- |
|
(1) |
Net income/(expense) from other financial instruments designated at fair value |
|
315 |
|
- |
|
7 |
|
- |
|
(7) |
|
- |
|
315 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Net income/(expense) from financial instruments designated at fair value |
|
315 |
|
- |
|
7 |
|
- |
|
(8) |
|
- |
|
314 |
Gains less losses from financial investments |
|
(1) |
|
- |
|
58 |
|
14 |
|
1,204 |
|
- |
|
1,275 |
Dividend income |
|
- |
|
1 |
|
6 |
|
- |
|
145 |
|
- |
|
152 |
Net insurance premium income |
|
6,263 |
|
654 |
|
1 |
|
- |
|
- |
|
- |
|
6,918 |
Other operating income |
|
764 |
|
97 |
|
163 |
|
12 |
|
3,871 |
|
(1,232) |
|
3,675 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Total operating income |
|
15,216 |
|
5,744 |
|
6,990 |
|
655 |
|
4,355 |
|
(1,232) |
|
31,728 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Net insurance claims56 |
|
(6,609) |
|
(687) |
|
- |
|
- |
|
- |
|
- |
|
(7,296) |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Net operating income4 |
|
8,607 |
|
5,057 |
|
6,990 |
|
655 |
|
4,355 |
|
(1,232) |
|
24,432 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Loan impairment charges and other credit risk provisions |
|
(347) |
|
(144) |
|
(3) |
|
(4) |
|
- |
|
- |
|
(498) |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Net operating income |
|
8,260 |
|
4,913 |
|
6,987 |
|
651 |
|
4,355 |
|
(1,232) |
|
23,934 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Total operating expenses |
|
(4,138) |
|
(1,786) |
|
(2,560) |
|
(367) |
|
(2,317) |
|
1,232 |
|
(9,936) |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Operating profit |
|
4,122 |
|
3,127 |
|
4,427 |
|
284 |
|
2,038 |
|
- |
|
13,998 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Share of profit/(loss) in associates
and joint ventures |
|
297 |
|
1,331 |
|
248 |
|
- |
|
(21) |
|
- |
|
1,855 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Profit before tax |
|
4,419 |
|
4,458 |
|
4,675 |
|
284 |
|
2,017 |
|
- |
|
15,853 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
% |
|
% |
|
% |
|
% |
|
% |
|
|
|
% |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Share of HSBC's profit before tax |
|
19.6 |
|
19.8 |
|
20.7 |
|
1.3 |
|
8.9 |
|
|
|
70.3 |
Cost efficiency ratio |
|
48.1 |
|
35.3 |
|
36.6 |
|
56.0 |
|
53.2 |
|
|
|
40.7 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Balance sheet data40 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
US$m |
|
US$m |
|
US$m |
|
US$m |
|
US$m |
|
|
|
US$m |
Loans and advances to customers (net)27 |
|
111,769 |
|
122,882 |
|
89,722 |
|
10,904 |
|
1,620 |
|
|
|
336,897 |
Total assets |
|
158,456 |
|
146,898 |
|
515,023 |
|
12,994 |
|
82,453 |
|
(84,033) |
|
831,791 |
Customer accounts27 |
|
278,392 |
|
141,958 |
|
96,546 |
|
31,250 |
|
337 |
|
|
|
548,483 |
