Hiscox Ltd is a global specialist insurer that provides a range of insurance products, including small business insurance and insurance-linked investment strategies. The company operates through multiple segments, including Hiscox Retail, Hiscox Re & ILS, and Hiscox London Market, serving diverse customer bases across various geographies, including the UK, Europe, and the USA. Hiscox generates revenue primarily through underwriting insurance policies and leveraging technology to enhance customer experience and streamline operations.