International Personal Finance plc (IPF) is a global financial services provider that specializes in consumer credit for underserved markets. The company offers a range of products, including digital instalment loans, home credit loans, hybrid loans, credit cards, and retail credit, primarily targeting customers who face barriers to traditional lending. IPF operates across nine international markets, including Europe, Mexico, and Australia, and focuses on financial inclusion by providing affordable, small-sum unsecured credit and value-added services. Its business model emphasizes a multi-product, multi-channel approach, leveraging technology to enhance customer experiences and operational efficiency.