Standard Life plc is a retirement specialist focused on retirement savings and income. The company provides a range of products and services, including defined contribution workplace pensions, retail savings for retirement, income drawdown, and annuities. It operates through several divisions, including Pensions and Savings, Retirement Solutions, and Standard Life International, serving customers primarily in the UK, Ireland, and Germany. Standard Life aims to help individuals achieve better financial security in later life and manage legacy pensions and savings policies.