TBC Bank Group plc operates as a holding company for JSC TBC Bank and related firms, providing a range of financial services primarily in Georgia and Uzbekistan. Its operations are divided into two main segments: a universal bank in Georgia, which offers corporate and investment banking, as well as retail banking services, and a mobile-only digital financial ecosystem in Uzbekistan, focused on consumer lending, payments, and business loans. The company serves a diverse customer base, including individuals, small and medium-sized enterprises (SMEs), and large corporations, leveraging digital technology to enhance customer engagement and expand its market presence.