ING Groep N.V. operates as a global bank with a strong European base, providing retail and wholesale banking services in over 100 countries. Its retail banking offerings include savings accounts, payment solutions, investments, loans, and mortgages. For wholesale banking clients, ING delivers specialized lending, corporate finance, sustainable finance solutions, and cash management services. The bank serves a diverse customer base, including individuals, businesses, and institutional clients, with a focus on facilitating seamless banking experiences.