| Line item | Value |
|---|---|
| FY25 | FY24 | FY23 | FY22 | FY21 | YoY | Trend | |
|---|---|---|---|---|---|---|---|
| Revenue | |||||||
| Total Income / Revenue | €759.0M | €724.6M | €669.4M | €578.1M | €598.4M | +4.8% | |
| Cost of Sales | €3.3M | €2.7M | €2.4M | €1.9M | €3.6M | +22.3% | |
| Interest Income | €370.8M | €405.5M | €347.2M | €221.0M | €205.6M | -8.6% | |
| Fee & Commission Income | €577.0M | €520.8M | €434.2M | €415.4M | €395.9M | +10.8% | |
| Trading Income | — | — | €6.9M | -€9.9M | €29.2M | — | |
| Other Operating Income | €2.6M | €9.1M | €8.5M | €9.2M | €14.2M | -71.2% | |
| Expenses | |||||||
| Staff Costs | €364.2M | €345.6M | €328.1M | €310.6M | €284.5M | +5.4% | |
| Operating Expenses | €547.2M | €532.5M | €503.2M | €465.6M | €437.8M | +2.8% | |
| Depreciation & Amortisation | €36.8M | €34.3M | €33.0M | €31.5M | €29.4M | +7.5% | |
| Profit | |||||||
| Profit Before Tax | €216.0M | €193.5M | €164.2M | €119.0M | €178.4M | +11.6% | |
| Tax Expense | €58.6M | €51.6M | €39.0M | €34.7M | €34.6M | +13.6% | |
| Profit After Tax | €157.4M | €141.9M | €125.2M | €84.3M | €143.8M | +10.9% | |
| Attributable to Shareholders | €148.4M | €131.9M | €118.4M | €77.4M | €137.0M | +12.6% | |
| Minority Interests | €128K | €189K | — | — | — | -32.3% | |
| Total Comprehensive Income | €181.5M | €128.2M | €132.1M | €85.6M | €151.7M | +41.5% | |
| Basic EPS | €4 | €3 | €3 | €2 | €3K | +12.5% | |
| Diluted EPS | €3 | €3 | €3 | €2 | €3K | +11.9% | |