| Line item | Value |
|---|---|
| FY25 | FY24 | FY23 | FY22 | FY21 | FY20 | YoY | Trend | |
|---|---|---|---|---|---|---|---|---|
| Revenue | ||||||||
| Total Income / Revenue | €23.0B | €22.6B | €22.6B | €18.6B | — | — | +1.9% | |
| Interest Income | €43.5B | €49.2B | €44.5B | €24.5B | €18.6B | €20.9B | -11.7% | |
| Fee & Commission Income | €6.3B | €5.6B | €5.1B | €5.1B | €5.0B | €4.5B | +12.4% | |
| Other Operating Income | — | — | — | — | €236.0M | €20.0M | — | |
| Expenses | ||||||||
| Staff Costs | €7.6B | €7.2B | €6.7B | €6.2B | €5.9B | €5.8B | +5.8% | |
| Operating Expenses | €13.9B | €13.3B | €12.1B | €13.1B | €5.3B | €5.3B | +4.3% | |
| Profit | ||||||||
| Operating Profit | — | — | — | — | €18.5B | €17.6B | — | |
| Finance Income | €51.0B | €58.9B | €52.2B | €28.5B | €21.1B | €22.7B | -13.3% | |
| Finance Costs | €36.4B | €43.9B | €36.3B | €14.7B | €7.5B | €9.1B | -17.1% | |
| Profit Before Tax | €9.1B | €9.3B | €10.5B | €5.5B | €6.8B | €3.8B | -1.6% | |
| Tax Expense | €2.5B | €2.6B | €3.0B | €1.7B | €1.9B | €1.2B | -4.0% | |
| Profit After Tax | €6.6B | €6.7B | €7.5B | €3.8B | €4.9B | €2.6B | -0.7% | |
| Attributable to Shareholders | €6.3B | €6.4B | €7.3B | €3.7B | €4.8B | €2.5B | -1.0% | |
| Minority Interests | €275.0M | €258.0M | €235.0M | €102.0M | €128.0M | €78.0M | +6.6% | |
| Total Comprehensive Income | €6.6B | €8.0B | €8.5B | €636.0M | €3.1B | €973.0M | -17.1% | |
| Basic EPS | €2 | €2 | €2 | €1 | €1 | €1 | +7.1% | |
| Diluted EPS | €2 | €2 | €2 | €1 | €1 | €1 | +7.1% | |