Texas Capital Bancshares, Inc. operates as a bank holding company that provides a range of financial services through its subsidiary, Texas Capital Bank. The company offers personal banking products, including checking and savings accounts, credit cards, and personal loans, as well as wealth management services. It serves individual consumers, small businesses, and commercial clients primarily in Texas, with a focus on relationship-driven banking and customer service. Texas Capital Bank also provides nationwide access to ATMs and various lending solutions tailored to meet the needs of its customers.