Bread Financial Holdings, Inc. (BFH) Income Statement

	FY25	FY24	FY23	FY22	FY21	FY20	YoY
Revenue
Total Income / Revenue	—	—	—	—	—	$4.5B	—
Cost of Sales	—	—	—	—	—	$2.1B	—
Interest Income	$4.9B	$5.0B	$5.1B	$4.7B	$3.9B	$4.0B	-2.2%
Expenses
Operating Expenses	—	—	—	—	—	$3.6B	—
Depreciation & Amortisation	$80.0M	$90.0M	$116.0M	$113.0M	$123.0M	$184.0M	-11.1%
Profit
Operating Profit	—	—	—	—	—	$301.0M	—
Profit Before Tax	$615.0M	$381.0M	$968.0M	$300.0M	$1.0B	$301.0M	+61.4%
Tax Expense	$94.0M	$102.0M	$231.0M	$76.0M	$247.0M	$93.0M	-7.8%
Profit After Tax	$518.0M	$277.0M	$718.0M	$223.0M	$801.0M	$214.0M	+87.0%
Attributable to Shareholders	$518.0M	$277.0M	$718.0M	$223.0M	$801.0M	$214.0M	+87.0%
Total Comprehensive Income	$524.0M	$274.0M	$720.0M	$204.0M	$804.0M	$309.0M	+91.2%
Basic EPS	$11.07	$5.58	$14.39	$4.47	$16.09	$4.47	+98.4%
Diluted EPS	$10.89	$5.49	$14.34	$4.46	$16.02	$4.46	+98.4%

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Bread Financial Holdings, Inc. — Income Statement