Standard Chartered Bank Financials

Bond

	FY25	FY24	FY23	FY22	FY21	FY20	YoY
Assets
Cash & Equivalents	$92.4B	$78.9B	$88.4B	$71.1B	$81.4B	$75.9B	+17.0%
Central Bank Balances	$64.9B	$56.7B	$64.2B	$50.5B	$62.0B	$58.1B	+14.6%
Loans to Banks	$24.8B	$22.9B	$22.8B	$27.4B	$30.0B	$27.7B	+8.0%
Loans to Customers	$159.3B	$158.2B	$156.1B	$158.1B	$144.8B	$140.9B	+0.6%
Debt Securities	$43.6B	$39.9B	$36.5B	$37.0B	$36.1B	$29.4B	+9.3%
Derivative Assets	$66.5B	$82.7B	$52.6B	$65.0B	$53.2B	$69.2B	-19.6%
Property, Plant & Equipment	$1.3B	$1.1B	$1.0B	$994.0M	$1.1B	$1.2B	+13.9%
Deferred Tax Assets	$387.0M	$350.0M	$502.0M	$741.0M	$681.0M	$648.0M	+10.6%
Current Tax Assets	$549.0M	$644.0M	$484.0M	$446.0M	$648.0M	$808.0M	-14.8%
Other Assets	$38.2B	$28.5B	$28.5B	$37.6B	$32.0B	$33.4B	+34.0%
Total Assets	$593.4B	$563.5B	$538.6B	$550.7B	$544.8B	$513.6B	+5.3%
Liabilities
Deposits from Banks	$25.8B	$22.4B	$23.6B	$24.1B	$25.2B	$23.8B	+14.9%
Deposits from Customers	$270.1B	$239.2B	$237.9B	$243.1B	$242.3B	$216.7B	+12.9%
Derivative Liabilities	$68.2B	$82.6B	$55.2B	$68.9B	$53.6B	$69.1B	-17.4%
Subordinated Liabilities	$8.2B	—	—	—	—	—	—
Provisions	$247.0M	$261.0M	$235.0M	$335.0M	$396.0M	$400.0M	-5.4%
Deferred Tax Liabilities	$523.0M	$427.0M	$582.0M	$577.0M	$669.0M	$579.0M	+22.5%
Current Tax Liabilities	$517.0M	$559.0M	$445.0M	$556.0M	$336.0M	$345.0M	-7.5%
Other Liabilities	$26.8B	$27.8B	$24.5B	$25.9B	$26.0B	$29.8B	-3.4%
Total Liabilities	$557.7B	$529.4B	$504.6B	$516.6B	$509.4B	$480.4B	+5.3%
Equity
Retained Earnings	$13.7B	$13.2B	$13.0B	$12.8B	$11.3B	$11.4B	+3.9%
Other Reserves	-$6.1B	-$6.9B	-$6.5B	-$7.0B	-$4.2B	-$3.5B	+12.6%
Other Equity Instruments	$5.7B	$5.7B	$4.7B	$4.8B	$4.7B	$3.0B	+0.0%
Minority Interests	$594.0M	$464.0M	$1.1B	$1.2B	$1.2B	$1.3B	+28.0%
Total Equity	$35.6B	$34.1B	$33.9B	$34.1B	$35.4B	$33.2B	+4.5%

Currency: USDPeriods: 6

Source: Annual Reports

	FY25	FY24	FY23	FY22	FY21	FY20	YoY
Assets
Cash & Equivalents	$92.4B	$78.9B	$88.4B	$71.1B	$81.4B	$75.9B	+17.0%
Central Bank Balances	$64.9B	$56.7B	$64.2B	$50.5B	$62.0B	$58.1B	+14.6%
Loans to Banks	$24.8B	$22.9B	$22.8B	$27.4B	$30.0B	$27.7B	+8.0%
Loans to Customers	$159.3B	$158.2B	$156.1B	$158.1B	$144.8B	$140.9B	+0.6%
Debt Securities	$43.6B	$39.9B	$36.5B	$37.0B	$36.1B	$29.4B	+9.3%
Derivative Assets	$66.5B	$82.7B	$52.6B	$65.0B	$53.2B	$69.2B	-19.6%
Property, Plant & Equipment	$1.3B	$1.1B	$1.0B	$994.0M	$1.1B	$1.2B	+13.9%
Deferred Tax Assets	$387.0M	$350.0M	$502.0M	$741.0M	$681.0M	$648.0M	+10.6%
Current Tax Assets	$549.0M	$644.0M	$484.0M	$446.0M	$648.0M	$808.0M	-14.8%
Other Assets	$38.2B	$28.5B	$28.5B	$37.6B	$32.0B	$33.4B	+34.0%
Total Assets	$593.4B	$563.5B	$538.6B	$550.7B	$544.8B	$513.6B	+5.3%
Liabilities
Deposits from Banks	$25.8B	$22.4B	$23.6B	$24.1B	$25.2B	$23.8B	+14.9%
Deposits from Customers	$270.1B	$239.2B	$237.9B	$243.1B	$242.3B	$216.7B	+12.9%
Derivative Liabilities	$68.2B	$82.6B	$55.2B	$68.9B	$53.6B	$69.1B	-17.4%
Subordinated Liabilities	$8.2B	—	—	—	—	—	—
Provisions	$247.0M	$261.0M	$235.0M	$335.0M	$396.0M	$400.0M	-5.4%
Deferred Tax Liabilities	$523.0M	$427.0M	$582.0M	$577.0M	$669.0M	$579.0M	+22.5%
Current Tax Liabilities	$517.0M	$559.0M	$445.0M	$556.0M	$336.0M	$345.0M	-7.5%
Other Liabilities	$26.8B	$27.8B	$24.5B	$25.9B	$26.0B	$29.8B	-3.4%
Total Liabilities	$557.7B	$529.4B	$504.6B	$516.6B	$509.4B	$480.4B	+5.3%
Equity
Retained Earnings	$13.7B	$13.2B	$13.0B	$12.8B	$11.3B	$11.4B	+3.9%
Other Reserves	-$6.1B	-$6.9B	-$6.5B	-$7.0B	-$4.2B	-$3.5B	+12.6%
Other Equity Instruments	$5.7B	$5.7B	$4.7B	$4.8B	$4.7B	$3.0B	+0.0%
Minority Interests	$594.0M	$464.0M	$1.1B	$1.2B	$1.2B	$1.3B	+28.0%
Total Equity	$35.6B	$34.1B	$33.9B	$34.1B	$35.4B	$33.2B	+4.5%

Currency: USDPeriods: 6

Source: Annual Reports

	FY25	FY24	FY23	FY22	FY21	FY20	YoY
Assets
Cash & Equivalents	$92.4B	$78.9B	$88.4B	$71.1B	$81.4B	$75.9B	+17.0%
Central Bank Balances	$64.9B	$56.7B	$64.2B	$50.5B	$62.0B	$58.1B	+14.6%
Loans to Banks	$24.8B	$22.9B	$22.8B	$27.4B	$30.0B	$27.7B	+8.0%
Loans to Customers	$159.3B	$158.2B	$156.1B	$158.1B	$144.8B	$140.9B	+0.6%
Debt Securities	$43.6B	$39.9B	$36.5B	$37.0B	$36.1B	$29.4B	+9.3%
Derivative Assets	$66.5B	$82.7B	$52.6B	$65.0B	$53.2B	$69.2B	-19.6%
Property, Plant & Equipment	$1.3B	$1.1B	$1.0B	$994.0M	$1.1B	$1.2B	+13.9%
Deferred Tax Assets	$387.0M	$350.0M	$502.0M	$741.0M	$681.0M	$648.0M	+10.6%
Current Tax Assets	$549.0M	$644.0M	$484.0M	$446.0M	$648.0M	$808.0M	-14.8%
Other Assets	$38.2B	$28.5B	$28.5B	$37.6B	$32.0B	$33.4B	+34.0%
Total Assets	$593.4B	$563.5B	$538.6B	$550.7B	$544.8B	$513.6B	+5.3%
Liabilities
Deposits from Banks	$25.8B	$22.4B	$23.6B	$24.1B	$25.2B	$23.8B	+14.9%
Deposits from Customers	$270.1B	$239.2B	$237.9B	$243.1B	$242.3B	$216.7B	+12.9%
Derivative Liabilities	$68.2B	$82.6B	$55.2B	$68.9B	$53.6B	$69.1B	-17.4%
Subordinated Liabilities	$8.2B	—	—	—	—	—	—
Provisions	$247.0M	$261.0M	$235.0M	$335.0M	$396.0M	$400.0M	-5.4%
Deferred Tax Liabilities	$523.0M	$427.0M	$582.0M	$577.0M	$669.0M	$579.0M	+22.5%
Current Tax Liabilities	$517.0M	$559.0M	$445.0M	$556.0M	$336.0M	$345.0M	-7.5%
Other Liabilities	$26.8B	$27.8B	$24.5B	$25.9B	$26.0B	$29.8B	-3.4%
Total Liabilities	$557.7B	$529.4B	$504.6B	$516.6B	$509.4B	$480.4B	+5.3%
Equity
Retained Earnings	$13.7B	$13.2B	$13.0B	$12.8B	$11.3B	$11.4B	+3.9%
Other Reserves	-$6.1B	-$6.9B	-$6.5B	-$7.0B	-$4.2B	-$3.5B	+12.6%
Other Equity Instruments	$5.7B	$5.7B	$4.7B	$4.8B	$4.7B	$3.0B	+0.0%
Minority Interests	$594.0M	$464.0M	$1.1B	$1.2B	$1.2B	$1.3B	+28.0%
Total Equity	$35.6B	$34.1B	$33.9B	$34.1B	$35.4B	$33.2B	+4.5%

Currency: USDPeriods: 6

Source: Annual Reports

	FY25	FY24	FY23	FY22	FY21	FY20	YoY
Assets
Cash & Equivalents	$92.4B	$78.9B	$88.4B	$71.1B	$81.4B	$75.9B	+17.0%
Central Bank Balances	$64.9B	$56.7B	$64.2B	$50.5B	$62.0B	$58.1B	+14.6%
Loans to Banks	$24.8B	$22.9B	$22.8B	$27.4B	$30.0B	$27.7B	+8.0%
Loans to Customers	$159.3B	$158.2B	$156.1B	$158.1B	$144.8B	$140.9B	+0.6%
Debt Securities	$43.6B	$39.9B	$36.5B	$37.0B	$36.1B	$29.4B	+9.3%
Derivative Assets	$66.5B	$82.7B	$52.6B	$65.0B	$53.2B	$69.2B	-19.6%
Property, Plant & Equipment	$1.3B	$1.1B	$1.0B	$994.0M	$1.1B	$1.2B	+13.9%
Deferred Tax Assets	$387.0M	$350.0M	$502.0M	$741.0M	$681.0M	$648.0M	+10.6%
Current Tax Assets	$549.0M	$644.0M	$484.0M	$446.0M	$648.0M	$808.0M	-14.8%
Other Assets	$38.2B	$28.5B	$28.5B	$37.6B	$32.0B	$33.4B	+34.0%
Total Assets	$593.4B	$563.5B	$538.6B	$550.7B	$544.8B	$513.6B	+5.3%
Liabilities
Deposits from Banks	$25.8B	$22.4B	$23.6B	$24.1B	$25.2B	$23.8B	+14.9%
Deposits from Customers	$270.1B	$239.2B	$237.9B	$243.1B	$242.3B	$216.7B	+12.9%
Derivative Liabilities	$68.2B	$82.6B	$55.2B	$68.9B	$53.6B	$69.1B	-17.4%
Subordinated Liabilities	$8.2B	—	—	—	—	—	—
Provisions	$247.0M	$261.0M	$235.0M	$335.0M	$396.0M	$400.0M	-5.4%
Deferred Tax Liabilities	$523.0M	$427.0M	$582.0M	$577.0M	$669.0M	$579.0M	+22.5%
Current Tax Liabilities	$517.0M	$559.0M	$445.0M	$556.0M	$336.0M	$345.0M	-7.5%
Other Liabilities	$26.8B	$27.8B	$24.5B	$25.9B	$26.0B	$29.8B	-3.4%
Total Liabilities	$557.7B	$529.4B	$504.6B	$516.6B	$509.4B	$480.4B	+5.3%
Equity
Retained Earnings	$13.7B	$13.2B	$13.0B	$12.8B	$11.3B	$11.4B	+3.9%
Other Reserves	-$6.1B	-$6.9B	-$6.5B	-$7.0B	-$4.2B	-$3.5B	+12.6%
Other Equity Instruments	$5.7B	$5.7B	$4.7B	$4.8B	$4.7B	$3.0B	+0.0%
Minority Interests	$594.0M	$464.0M	$1.1B	$1.2B	$1.2B	$1.3B	+28.0%
Total Equity	$35.6B	$34.1B	$33.9B	$34.1B	$35.4B	$33.2B	+4.5%

Currency: USDPeriods: 6

Source: Annual Reports