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Swedbank AB released its interim report for the third quarter 2025 on 23 October 2025. For Q3 2025, the company reported a return on equity of 16.0%, total income of 17,105 SEKm, and profit for the period of 8,512 SEKm.
| Date | 23 Oct 2025 |
| Time | 07:00:07 |
| Category | Results |
| ID | 4693E |
Press Release
23 October 2025
Swedbank's interim report for the third quarter 2025
Swedbank´s President and CEO Jens Henriksson comments:" Our customer focus is producing results."
· Return on equity 16.0%
· Solid credit quality
· Most loved brand in the Baltics for the seventh year in a row
|
Financial information |
Q3 |
Q2 |
|
Jan-Sep |
Jan-Sep |
|
|
SEKm |
2025 |
2025 |
% |
2025 |
2024 |
% |
|
Total income |
17 105 |
16 962 |
1 |
51 396 |
55 470 |
-7 |
|
Net interest income |
10 819 |
10 917 |
-1 |
33 225 |
36 993 |
-10 |
|
Net commission income |
4 117 |
3 902 |
6 |
12 071 |
12 430 |
-3 |
|
Net gains and losses on financial items |
847 |
856 |
-1 |
2 245 |
2 763 |
-19 |
|
Other income¹ |
1 322 |
1 286 |
3 |
3 855 |
3 283 |
17 |
|
Total expenses |
6 030 |
6 119 |
-1 |
18 264 |
18 636 |
-2 |
|
Profit before impairments, bank taxes and resolution fees |
11 075 |
10 843 |
2 |
33 131 |
36 834 |
-10 |
|
Impairment of tangible and intangible assets |
0 |
0 |
|
0 |
32 |
-99 |
|
Credit impairments |
-398 |
150 |
|
-389 |
126 |
|
|
Bank taxes and resolution fees |
663 |
677 |
-2 |
2 269 |
3 162 |
-28 |
|
Profit before tax |
10 809 |
10 016 |
8 |
31 251 |
33 513 |
-7 |
|
Tax expense |
2 298 |
2 130 |
8 |
6 657 |
7 112 |
-6 |
|
Profit for the period |
8 512 |
7 886 |
8 |
24 593 |
26 401 |
-7 |
|
|
|
|
|
|
|
|
|
Earnings per share, SEK, after dilution |
7.53 |
6.99 |
|
21.77 |
23.37 |
|
|
Return on equity, % |
16.0 |
15.4 |
|
15.4 |
17.5 |
|
|
C/I ratio |
0.35 |
0.36 |
|
0.36 |
0.34 |
|
|
Common Equity Tier 1 capital ratio, % |
19.7 |
19.7 |
|
19.7 |
20.4 |
|
|
Credit impairment ratio, % |
-0.08 |
0.03 |
|
-0.03 |
0.01 |
|
|
1) Other income includes the items Net insurance, Share of profit or loss of associates and joint ventures, and Other income from the Group income statement. |
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http://www.rns-pdf.londonstockexchange.com/rns/4693E_1-2025-10-22.pdf
Maria Caneman, Head of Investor Relations
Phone: +46 72 238 32 10
E-mail: [email protected]
Hannes Mård, Head of Press
Phone: +46 73 057 41 95
Email: [email protected]
This information constitutes inside information that Swedbank is obliged to make public pursuant to the EU Market Abuse Regulation (EU nr 596/2014). The information was submitted for publication, through the agency of the contact person set out above, 23 October 2025, at 07:00 CEST.
Swedbank empowers the many people and businesses to create a better future. Our vision is a financially sound and sustainable society. Swedbank Group is the leading bank with over 7 million retail customers and 550 000 corporate customers in our four home markets: Sweden, Estonia, Latvia and Lithuania. Swedbank Group is also present in other Nordic countries, the U.S. and China. Together we make your financial life easier. Find out more: www.swedbank.com