Lloyds Bank PLC Financials

Bond

	FY25	FY24	FY23	FY22	FY21	FY20	YoY
Assets
Cash & Equivalents	£40.6B	£49.7B	£66.5B	£75.2B	£53.2B	£49.0B	-18.3%
Central Bank Balances	£37.7B	£42.4B	£57.9B	£72.0B	£54.3B	£49.9B	-11.0%
Loans to Banks	£5.8B	£6.4B	£8.8B	£8.4B	£4.5B	£4.3B	-9.3%
Loans to Customers	£461.5B	£441.9B	£433.1B	£435.6B	£430.8B	£425.7B	+4.4%
Debt Securities	£52.1B	£45.3B	£52.4B	£49.1B	£48.7B	£59.3B	+15.1%
Derivative Assets	£3.3B	£4.2B	£3.2B	£3.9B	£5.5B	£8.3B	-23.0%
Goodwill	—	—	—	£470.0M	£470.0M	£470.0M	—
Intangible Assets	—	—	—	£4.7B	£4.1B	£4.1B	—
Deferred Tax Assets	£3.9B	£4.8B	£4.6B	£5.9B	£4.0B	£3.5B	-18.1%
Current Tax Assets	£1.3B	£338.0M	£1.0B	£527.0M	£220.0M	£537.0M	+273.7%
Other Assets	£13.8B	£13.1B	£11.9B	£9.9B	£9.6B	£10.2B	+5.5%
Total Assets	£631.3B	£611.2B	£605.4B	£616.9B	£602.8B	£599.9B	+3.3%
Liabilities
Deposits from Banks	£3.1B	£3.1B	£3.6B	£4.7B	£3.4B	£6.2B	-1.9%
Deposits from Customers	£465.2B	£451.8B	£442.0B	£446.2B	£449.4B	£425.2B	+3.0%
Derivative Liabilities	£4.3B	£5.8B	£4.3B	£5.9B	£4.6B	£8.2B	-25.9%
Subordinated Liabilities	£8.0B	£7.2B	£6.9B	£6.6B	£8.7B	£9.2B	+11.2%
Deferred Tax Liabilities	£146.0M	£125.0M	£157.0M	£208.0M	—	—	+16.8%
Current Tax Liabilities	£35.0M	£33.0M	£23.0M	£3.0M	—	£31.0M	+6.1%
Other Liabilities	£5.8B	£7.2B	£6.3B	£5.6B	£5.4B	£5.2B	-20.0%
Total Liabilities	£589.4B	£571.5B	£565.0B	£577.9B	£562.1B	£558.8B	+3.1%
Equity
Share Capital	£1.6B	£1.6B	£1.6B	£1.6B	£1.6B	£1.6B	+0.0%
Share Premium	£600.0M	£600.0M	£600.0M	£600.0M	£600.0M	£600.0M	+0.0%
Retained Earnings	£30.2B	£29.4B	£30.8B	£31.8B	£28.8B	£25.8B	+2.7%
Other Reserves	£4.2B	£2.4B	£2.4B	£743.0M	£5.4B	£7.2B	+74.1%
Other Equity Instruments	£5.4B	£5.7B	£5.0B	£4.3B	£4.3B	£5.9B	-5.7%
Minority Interests	£71.0M	£80.0M	£58.0M	£82.0M	£94.0M	£78.0M	-11.3%
Total Equity	£42.0B	£39.7B	£40.4B	£39.1B	£40.8B	£41.1B	+5.6%

Currency: GBPPeriods: 6

Source: Annual Reports

	FY25	FY24	FY23	FY22	FY21	FY20	YoY
Assets
Cash & Equivalents	£40.6B	£49.7B	£66.5B	£75.2B	£53.2B	£49.0B	-18.3%
Central Bank Balances	£37.7B	£42.4B	£57.9B	£72.0B	£54.3B	£49.9B	-11.0%
Loans to Banks	£5.8B	£6.4B	£8.8B	£8.4B	£4.5B	£4.3B	-9.3%
Loans to Customers	£461.5B	£441.9B	£433.1B	£435.6B	£430.8B	£425.7B	+4.4%
Debt Securities	£52.1B	£45.3B	£52.4B	£49.1B	£48.7B	£59.3B	+15.1%
Derivative Assets	£3.3B	£4.2B	£3.2B	£3.9B	£5.5B	£8.3B	-23.0%
Goodwill	—	—	—	£470.0M	£470.0M	£470.0M	—
Intangible Assets	—	—	—	£4.7B	£4.1B	£4.1B	—
Deferred Tax Assets	£3.9B	£4.8B	£4.6B	£5.9B	£4.0B	£3.5B	-18.1%
Current Tax Assets	£1.3B	£338.0M	£1.0B	£527.0M	£220.0M	£537.0M	+273.7%
Other Assets	£13.8B	£13.1B	£11.9B	£9.9B	£9.6B	£10.2B	+5.5%
Total Assets	£631.3B	£611.2B	£605.4B	£616.9B	£602.8B	£599.9B	+3.3%
Liabilities
Deposits from Banks	£3.1B	£3.1B	£3.6B	£4.7B	£3.4B	£6.2B	-1.9%
Deposits from Customers	£465.2B	£451.8B	£442.0B	£446.2B	£449.4B	£425.2B	+3.0%
Derivative Liabilities	£4.3B	£5.8B	£4.3B	£5.9B	£4.6B	£8.2B	-25.9%
Subordinated Liabilities	£8.0B	£7.2B	£6.9B	£6.6B	£8.7B	£9.2B	+11.2%
Deferred Tax Liabilities	£146.0M	£125.0M	£157.0M	£208.0M	—	—	+16.8%
Current Tax Liabilities	£35.0M	£33.0M	£23.0M	£3.0M	—	£31.0M	+6.1%
Other Liabilities	£5.8B	£7.2B	£6.3B	£5.6B	£5.4B	£5.2B	-20.0%
Total Liabilities	£589.4B	£571.5B	£565.0B	£577.9B	£562.1B	£558.8B	+3.1%
Equity
Share Capital	£1.6B	£1.6B	£1.6B	£1.6B	£1.6B	£1.6B	+0.0%
Share Premium	£600.0M	£600.0M	£600.0M	£600.0M	£600.0M	£600.0M	+0.0%
Retained Earnings	£30.2B	£29.4B	£30.8B	£31.8B	£28.8B	£25.8B	+2.7%
Other Reserves	£4.2B	£2.4B	£2.4B	£743.0M	£5.4B	£7.2B	+74.1%
Other Equity Instruments	£5.4B	£5.7B	£5.0B	£4.3B	£4.3B	£5.9B	-5.7%
Minority Interests	£71.0M	£80.0M	£58.0M	£82.0M	£94.0M	£78.0M	-11.3%
Total Equity	£42.0B	£39.7B	£40.4B	£39.1B	£40.8B	£41.1B	+5.6%

Currency: GBPPeriods: 6

Source: Annual Reports

	FY25	FY24	FY23	FY22	FY21	FY20	YoY
Assets
Cash & Equivalents	£40.6B	£49.7B	£66.5B	£75.2B	£53.2B	£49.0B	-18.3%
Central Bank Balances	£37.7B	£42.4B	£57.9B	£72.0B	£54.3B	£49.9B	-11.0%
Loans to Banks	£5.8B	£6.4B	£8.8B	£8.4B	£4.5B	£4.3B	-9.3%
Loans to Customers	£461.5B	£441.9B	£433.1B	£435.6B	£430.8B	£425.7B	+4.4%
Debt Securities	£52.1B	£45.3B	£52.4B	£49.1B	£48.7B	£59.3B	+15.1%
Derivative Assets	£3.3B	£4.2B	£3.2B	£3.9B	£5.5B	£8.3B	-23.0%
Goodwill	—	—	—	£470.0M	£470.0M	£470.0M	—
Intangible Assets	—	—	—	£4.7B	£4.1B	£4.1B	—
Deferred Tax Assets	£3.9B	£4.8B	£4.6B	£5.9B	£4.0B	£3.5B	-18.1%
Current Tax Assets	£1.3B	£338.0M	£1.0B	£527.0M	£220.0M	£537.0M	+273.7%
Other Assets	£13.8B	£13.1B	£11.9B	£9.9B	£9.6B	£10.2B	+5.5%
Total Assets	£631.3B	£611.2B	£605.4B	£616.9B	£602.8B	£599.9B	+3.3%
Liabilities
Deposits from Banks	£3.1B	£3.1B	£3.6B	£4.7B	£3.4B	£6.2B	-1.9%
Deposits from Customers	£465.2B	£451.8B	£442.0B	£446.2B	£449.4B	£425.2B	+3.0%
Derivative Liabilities	£4.3B	£5.8B	£4.3B	£5.9B	£4.6B	£8.2B	-25.9%
Subordinated Liabilities	£8.0B	£7.2B	£6.9B	£6.6B	£8.7B	£9.2B	+11.2%
Deferred Tax Liabilities	£146.0M	£125.0M	£157.0M	£208.0M	—	—	+16.8%
Current Tax Liabilities	£35.0M	£33.0M	£23.0M	£3.0M	—	£31.0M	+6.1%
Other Liabilities	£5.8B	£7.2B	£6.3B	£5.6B	£5.4B	£5.2B	-20.0%
Total Liabilities	£589.4B	£571.5B	£565.0B	£577.9B	£562.1B	£558.8B	+3.1%
Equity
Share Capital	£1.6B	£1.6B	£1.6B	£1.6B	£1.6B	£1.6B	+0.0%
Share Premium	£600.0M	£600.0M	£600.0M	£600.0M	£600.0M	£600.0M	+0.0%
Retained Earnings	£30.2B	£29.4B	£30.8B	£31.8B	£28.8B	£25.8B	+2.7%
Other Reserves	£4.2B	£2.4B	£2.4B	£743.0M	£5.4B	£7.2B	+74.1%
Other Equity Instruments	£5.4B	£5.7B	£5.0B	£4.3B	£4.3B	£5.9B	-5.7%
Minority Interests	£71.0M	£80.0M	£58.0M	£82.0M	£94.0M	£78.0M	-11.3%
Total Equity	£42.0B	£39.7B	£40.4B	£39.1B	£40.8B	£41.1B	+5.6%

Currency: GBPPeriods: 6

Source: Annual Reports

	FY25	FY24	FY23	FY22	FY21	FY20	YoY
Assets
Cash & Equivalents	£40.6B	£49.7B	£66.5B	£75.2B	£53.2B	£49.0B	-18.3%
Central Bank Balances	£37.7B	£42.4B	£57.9B	£72.0B	£54.3B	£49.9B	-11.0%
Loans to Banks	£5.8B	£6.4B	£8.8B	£8.4B	£4.5B	£4.3B	-9.3%
Loans to Customers	£461.5B	£441.9B	£433.1B	£435.6B	£430.8B	£425.7B	+4.4%
Debt Securities	£52.1B	£45.3B	£52.4B	£49.1B	£48.7B	£59.3B	+15.1%
Derivative Assets	£3.3B	£4.2B	£3.2B	£3.9B	£5.5B	£8.3B	-23.0%
Goodwill	—	—	—	£470.0M	£470.0M	£470.0M	—
Intangible Assets	—	—	—	£4.7B	£4.1B	£4.1B	—
Deferred Tax Assets	£3.9B	£4.8B	£4.6B	£5.9B	£4.0B	£3.5B	-18.1%
Current Tax Assets	£1.3B	£338.0M	£1.0B	£527.0M	£220.0M	£537.0M	+273.7%
Other Assets	£13.8B	£13.1B	£11.9B	£9.9B	£9.6B	£10.2B	+5.5%
Total Assets	£631.3B	£611.2B	£605.4B	£616.9B	£602.8B	£599.9B	+3.3%
Liabilities
Deposits from Banks	£3.1B	£3.1B	£3.6B	£4.7B	£3.4B	£6.2B	-1.9%
Deposits from Customers	£465.2B	£451.8B	£442.0B	£446.2B	£449.4B	£425.2B	+3.0%
Derivative Liabilities	£4.3B	£5.8B	£4.3B	£5.9B	£4.6B	£8.2B	-25.9%
Subordinated Liabilities	£8.0B	£7.2B	£6.9B	£6.6B	£8.7B	£9.2B	+11.2%
Deferred Tax Liabilities	£146.0M	£125.0M	£157.0M	£208.0M	—	—	+16.8%
Current Tax Liabilities	£35.0M	£33.0M	£23.0M	£3.0M	—	£31.0M	+6.1%
Other Liabilities	£5.8B	£7.2B	£6.3B	£5.6B	£5.4B	£5.2B	-20.0%
Total Liabilities	£589.4B	£571.5B	£565.0B	£577.9B	£562.1B	£558.8B	+3.1%
Equity
Share Capital	£1.6B	£1.6B	£1.6B	£1.6B	£1.6B	£1.6B	+0.0%
Share Premium	£600.0M	£600.0M	£600.0M	£600.0M	£600.0M	£600.0M	+0.0%
Retained Earnings	£30.2B	£29.4B	£30.8B	£31.8B	£28.8B	£25.8B	+2.7%
Other Reserves	£4.2B	£2.4B	£2.4B	£743.0M	£5.4B	£7.2B	+74.1%
Other Equity Instruments	£5.4B	£5.7B	£5.0B	£4.3B	£4.3B	£5.9B	-5.7%
Minority Interests	£71.0M	£80.0M	£58.0M	£82.0M	£94.0M	£78.0M	-11.3%
Total Equity	£42.0B	£39.7B	£40.4B	£39.1B	£40.8B	£41.1B	+5.6%

Currency: GBPPeriods: 6

Source: Annual Reports