Publication of Supplementary Prospectus

The following supplementary prospectus has been approved by the Financial Conduct Authority and is available for viewing:

Supplement dated December 19, 2025, (the "Supplement") relating to the Offering Memorandum dated December 11, 2025 for the U.S.$10,000,000,000 Senior Medium-Term Notes, Series A of ANZ Bank New Zealand Limited and ANZ New Zealand (Int'l) Limited.

To view the full document, please paste the following URL into the address bar of your browser:

http://www.rns-pdf.londonstockexchange.com/rns/3317M_1-2025-12-19.pdf

A copy of the Supplement has been submitted to the National Storage Mechanism and will shortly be available for inspection at https://data.fca.org.uk/#/nsm/nationalstoragemechanism.

For further information, please contact:

Penny Dell

Treasurer

ANZ Bank New Zealand Limited

Telephone: +64 (4) 439 2474

DISCLAIMER - INTENDED ADDRESSEES

Please note that the information contained in the Supplement may be addressed to and/or targeted at persons who are residents of particular countries (specified in the Base Prospectus) only and is not intended for use and should not be relied upon by any person outside these countries and/or to whom the offer contained in the Supplement is not addressed.  Prior to relying on the information contained in the Supplement, you must ascertain from the Base Prospectus whether or not you are part of the intended addressees of the information contained therein.

Your right to access this service is conditional upon complying with the above requirements.