Publication of Base Prospectus

The following Base Prospectus has been approved by the Financial Conduct Authority and is available for viewing:

Base Prospectus dated 22 July 2026 for the EUR8,000,000,000 Covered Bond Programme of ANZ Bank New Zealand Limited and ANZ New Zealand (Int'l) Limited.

The Base Prospectus has been filed with the Financial Conduct Authority. To view the full document, please paste the following URL into the address bar of your browser:

http://www.rns-pdf.londonstockexchange.com/rns/4606N_1-2026-7-22.pdf

A copy of the Base Prospectus has been submitted to the National Storage Mechanism and will shortly be available for inspection at:

https://data.fca.org.uk/#/nsm/nationalstoragemechanism.

For further information, please contact

Samuel Reaburn Forgie

Treasurer

ANZ Bank New Zealand Limited

Telephone: +64 21 588 792

DISCLAIMER - INTENDED ADDRESSEES

Please note that the information contained in the Offering Memorandum may be addressed to and/or targeted at persons who are residents of particular countries (specified in the Offering Memorandum) only and is not intended for use and should not be relied upon by any person outside these countries and/or to whom the offer contained in the Offering Memorandum is not addressed. Prior to relying on the information contained in the Offering Memorandum, you must ascertain from the Offering Memorandum whether or not you are part of the intended addressees of the information contained therein.