Toyota Motor Credit Corporation

16 January 2026

Publication of Final Terms

The following Final Terms are available for viewing:

Final Terms dated 16 January 2026 in respect of an issue by Toyota Motor Credit Corporation of EUR 800,000,000 3.125 per cent. Notes due 20 April 2032 (the "Notes").

The Notes are to be issued under the €60,000,000,000 Euro Medium Term Note Programme established by Toyota Motor Finance (Netherlands) B.V., Toyota Credit Canada Inc., Toyota Finance Australia Limited (ABN 48 002 435 181) and Toyota Motor Credit Corporation.

The Final Terms in respect of the Notes must be read in conjunction with the Prospectus dated 12 September 2025, as supplemented by the Supplementary Prospectuses dated 7 November 2025, 2 December 2025 and 16 January 2026, including all documents incorporated by reference (together, the "Prospectus"), which constitutes a base prospectus for the purposes of the Prospectus Regulation (Regulation (EU) 2017/1129, as amended) and the Prospectus Regulation (EU) 2017/1129 as it forms part of United Kingdom domestic law by virtue of the European Union (Withdrawal) Act 2018, as amended, in order to obtain all the relevant information.

To view the Final Terms in respect of the Notes, please click on the link below:

http://www.rns-pdf.londonstockexchange.com/rns/2994P_1-2026-1-16.pdf

In addition, a German translation of the "Issue Specific Summary" of the Notes is available for viewing.

To view the German translation of the "Issue Specific Summary" of the Notes, please click on the link below:

http://www.rns-pdf.londonstockexchange.com/rns/2994P_2-2026-1-16.pdf

A copy of the Final Terms in respect of the Notes and the German translation of the "Issue Specific Summary" of the Notes will be submitted to the National Storage Mechanism and will be available shortly at: https://data.fca.org.uk/#/nsm/nationalstoragemechanism.

DISCLAIMER - INTENDED ADDRESSEES

Please note that the information contained in the Final Terms in respect of the Notes (when read together with the information in the Prospectus) may be addressed to and/or targeted at persons who are residents of particular countries (specified in the Prospectus) only and is not intended for use and should not be relied upon by any person outside these countries and/or to whom the offer contained in the Final Terms in respect of the Notes and the Prospectus is not addressed. Prior to relying on the information contained in the Final Terms in respect of the Notes and the Prospectus you must ascertain whether or not you are part of the intended addressees of the information contained therein.

In particular, the Prospectus and the Final Terms in respect of the Notes do not constitute an offer of securities for sale in the United States. The Notes have not been, and will not be, registered under the U.S. Securities Act of 1933, as amended (the "Securities Act") or under any relevant securities laws of any state of the United States of America and may not be offered or sold to U.S. persons or to persons within the United States of America except in certain transactions exempt from, or not subject to, the registration requirements of the Securities Act.

Your right to access this service is conditional upon complying with the above requirements.