JOINT STOCK COMPANY

HALYK BANK OF KAZAKHSTAN

(40, Al-Farabi Avenue, Medeu District, А26М3К5, Almaty, Republic of Kazakhstan)

INFORMATION NOTE FOR JSC HALYK BANK SHAREHOLDERS

JSC Halyk Bank (the "Bank") informs on the resolution adopted at the Extraordinary General Shareholders' Meeting of the Bank held on 22 September 2025 by absent voting, to pay dividends on common shares of the Bank (ISIN KZ000A0LE0S4) for 2024:

the amount of dividend per common share: KZT 21.00;

the dividend payment commencement date: 25 September 2025;

the procedure and form of dividend payment:

the record date of the list of shareholders eligible to receive dividend as of
00:00 a.m. 23 September 2025 (Almaty time);

the dividend payment form - bank transfer.

The amount of dividends to be paid to the shareholders of the Bank - not more than KZT 229 193 967 765,00.

Please contact The Bank of New York (the "Depositary") for the procedure of dividend payment to GDR holders. Please feel free to contact the Depositary if you need any further information:

Ms. Mira Daskal, telephone: +1 212 815 5021, e-mail: [email protected]

The Bank of New York, 240 Greenwich Street, 8th Floor, New York NY, 10286 U.S.A.

For further information, please contact:

Halyk Bank

Mira Tiyanak                             +7 727 259 04 30

[email protected]

[email protected]

Gulnur Ketebay                         +7 (727) 259 07 88

                                                   [email protected]

Rustam Telish                           +7 727 330 15 66

                                                   [email protected]