Joint Stock Company "Halyk Bank of Kazakhstan"

PRESS RELEASE

Halyk Bank provides information regarding announcement of Holding Group ALMEX

JSC Halyk Bank ("Halyk Bank") has noted that JSC Holding Group ALMEX ("ALMEX") has announced that following feedback received from the investment community, ALMEX is evaluating a number of alternatives in order to improve the liquidity of Halyk Bank's shares and GDRs, including a potential partial disposal of its stake in the capital markets. The contemplated alternatives are subject to supportive market conditions.

ALMEX will retain majority stake in Halyk Bank and remains fully committed to Halyk Bank's long-term success.

For more information on Halyk Bank, please visit https://www.halykbank.com.

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About Halyk Bank

Halyk Bank is the leading financial services group in Kazakhstan, with a diversified presence across retail, SME, and corporate banking, as well as insurance, leasing, brokerage, asset management and lifestyle services. Halyk Bank has been listed on the Kazakhstan Stock Exchange since 1998, the London Stock Exchange since 2006, and the Astana International Exchange since 2019.

As of 30 June 2025, Halyk Bank had total assets amounting to KZT 19,616 bn, making it the largest lender in Kazakhstan. The Bank boasts the country's largest customer base and the most extensive branch network, with 542 branches and service outlets across nationwide. Additionally, the Bank operates in Georgia and Uzbekistan.

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