Notification and public disclosure of transactions by persons discharging managerial responsibilities and persons closely associated with them

April 1, 2026

On March 20, 2026, based on the terms and conditions set forth in the Extraordinary General Shareholders' Meeting dated December 9, 2024, option agreements containing individual terms and conditions regarding the number of allotted shares and vesting periods were concluded with the LTIP participants. Under the option agreements, the Bank may revoke the option and alter the number of shares to be allocated. In addition, all shares allocated under the LTIP are subject to an aggregate lock-up period of 3 years from the date that any number of shares are first credited to the PDMR's account. Each relevant LTIP participant pays a nominal premium in a de minimis amount in consideration of receiving the option.

DISCLOSURE ON GRANTING THE OPTIONS

Notification and public disclosure of transactions by persons discharging managerial responsibilities and persons closely associated with them. 

The provided numbers of shares under the options are for three years, and certain limitations apply including certainty that the person would receive shares under the LTIP in case he would not meet certain requirements.

There will be an aggregate lock-up period of three years from the date that any number of shares are first credited to the PDMR's account. The ordinary shares, which are the subject of the option will be credited to accounts of the relevant PDMRs during that three years period and will not be accessible or tradable by a PDMR until the end of that period.

The provided numbers of shares under the options are for three years, and certain limitations apply including certainty that the person would receive shares under the LTIP in case she would not meet certain requirements.

There will be an aggregate lock-up period of three years from the date that any number of shares are first credited to the PDMR's account. The ordinary shares, which are the subject of the option will be credited to accounts of the relevant PDMRs during that three years period and will not be accessible or tradable by a PDMR until the end of that period.

The provided numbers of shares under the options are for three years, and certain limitations apply including certainty that the person would receive shares under the LTIP in case he would not meet certain requirements.

There will be an aggregate lock-up period of three years from the date that any number of shares are first credited to the PDMR's account. The ordinary shares, which are the subject of the option will be credited to accounts of the relevant PDMRs during that three years period and will not be accessible or tradable by a PDMR until the end of that period.

The provided numbers of shares under the options are for three years, and certain limitations apply including certainty that the person would receive shares under the LTIP in case he would not meet certain requirements.

There will be an aggregate lock-up period of three years from the date that any number of shares are first credited to the PDMR's account. The ordinary shares, which are the subject of the option will be credited to accounts of the relevant PDMRs during that three years period and will not be accessible or tradable by a PDMR until the end of that period.

The provided numbers of shares under the options are for three years, and certain limitations apply including certainty that the person would receive shares under the LTIP in case she would not meet certain requirements.

There will be an aggregate lock-up period of three years from the date that any number of shares are first credited to the PDMR's account. The ordinary shares, which are the subject of the option will be credited to accounts of the relevant PDMRs during that three years period and will not be accessible or tradable by a PDMR until the end of that period.

The provided numbers of shares under the options are for three years, and certain limitations apply including certainty that the person would receive shares under the LTIP in case he would not meet certain requirements.

There will be an aggregate lock-up period of three years from the date that any number of shares are first credited to the PDMR's account. The ordinary shares, which are the subject of the option will be credited to accounts of the relevant PDMRs during that three years period and will not be accessible or tradable by a PDMR until the end of that period.

About Halyk Bank

Halyk Bank is the leading financial services group in Kazakhstan, with a diversified presence across retail, SME, and corporate banking, as well as insurance, leasing, brokerage, asset management and lifestyle services. Halyk Bank has been listed on the Kazakhstan Stock Exchange since 1998, the London Stock Exchange since 2006, and the Astana International Exchange since 2019.

As of 31 December 2025, Halyk Bank had total assets amounting to KZT 20,908bn, making it the largest lender in Kazakhstan. The Bank boasts the country's one of the largest customer base and the most extensive branch network, with 531 branches and service outlets across nationwide. Additionally, the Bank operates in Georgia and Uzbekistan.

For more information on Halyk Bank, please visit https://www.halykbank.com

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