| FY25 | FY24 | FY23 | YoY | Trend | |
|---|---|---|---|---|---|
| Assets | |||||
| Cash & Equivalents | £5.1B | £6.3B | £6.3B | -20.2% | |
| Central Bank Balances | £4.2B | £5.7B | £5.4B | -26.0% | |
| Loans to Banks | £859.8M | £676.0M | £892.8M | +27.2% | |
| Loans to Customers | £16.8B | £16.6B | £15.6B | +1.5% | |
| Debt Securities | £974.4M | £956.9M | £1.1B | +1.8% | |
| Derivative Assets | £325.9M | £432.4M | £640.6M | -24.6% | |
| Goodwill | £56.9M | £58.1M | £249.5M | -2.0% | |
| Intangible Assets | — | — | £43.9M | — | |
| Deferred Tax Assets | £120.9M | £119.7M | £111.5M | +1.0% | |
| Current Tax Assets | £7.0M | £13.3M | £9.9M | -47.1% | |
| Other Assets | £677.3M | £750.3M | £980.4M | -9.7% | |
| Total Assets | £29.7B | £29.8B | £28.2B | -0.3% | |
| Liabilities | |||||
| Deposits from Banks | £1.5B | £2.2B | £2.2B | -32.0% | |
| Deposits from Customers | £21.6B | £20.9B | £19.3B | +3.4% | |
| Derivative Liabilities | £274.8M | £409.3M | £645.9M | -32.9% | |
| Subordinated Liabilities | £682.2M | £668.8M | £731.5M | +2.0% | |
| Current Tax Liabilities | £9.0M | £8.6M | £4.8M | +4.6% | |
| Other Liabilities | £893.5M | £987.4M | £1.2B | -9.5% | |
| Total Liabilities | £26.1B | £26.2B | £25.4B | -0.6% | |
| Equity | |||||
| Share Capital | £1.3B | £1.3B | £1.3B | +0.0% | |
| Share Premium | £199.5M | £199.5M | £199.5M | +0.0% | |
| Retained Earnings | £1.8B | £1.6B | £870.4M | +12.9% | |
| Other Reserves | £4.7M | £26.5M | £34.8M | -82.4% | |
| Minority Interests | £1.2M | £2.9M | £951K | -58.0% | |
| Total Equity | £3.7B | £3.6B | £2.8B | +1.8% | |
| FY25 | FY24 | FY23 | YoY | Trend | |
|---|---|---|---|---|---|
| Assets | |||||
| Cash & Equivalents | £5.1B | £6.3B | £6.3B | -20.2% | |
| Central Bank Balances | £4.2B | £5.7B | £5.4B | -26.0% | |
| Loans to Banks | £859.8M | £676.0M | £892.8M | +27.2% | |
| Loans to Customers | £16.8B | £16.6B | £15.6B | +1.5% | |
| Debt Securities | £974.4M | £956.9M | £1.1B | +1.8% | |
| Derivative Assets | £325.9M | £432.4M | £640.6M | -24.6% | |
| Goodwill | £56.9M | £58.1M | £249.5M | -2.0% | |
| Intangible Assets | — | — | £43.9M | — | |
| Deferred Tax Assets | £120.9M | £119.7M | £111.5M | +1.0% | |
| Current Tax Assets | £7.0M | £13.3M | £9.9M | -47.1% | |
| Other Assets | £677.3M | £750.3M | £980.4M | -9.7% | |
| Total Assets | £29.7B | £29.8B | £28.2B | -0.3% | |
| Liabilities | |||||
| Deposits from Banks | £1.5B | £2.2B | £2.2B | -32.0% | |
| Deposits from Customers | £21.6B | £20.9B | £19.3B | +3.4% | |
| Derivative Liabilities | £274.8M | £409.3M | £645.9M | -32.9% | |
| Subordinated Liabilities | £682.2M | £668.8M | £731.5M | +2.0% | |
| Current Tax Liabilities | £9.0M | £8.6M | £4.8M | +4.6% | |
| Other Liabilities | £893.5M | £987.4M | £1.2B | -9.5% | |
| Total Liabilities | £26.1B | £26.2B | £25.4B | -0.6% | |
| Equity | |||||
| Share Capital | £1.3B | £1.3B | £1.3B | +0.0% | |
| Share Premium | £199.5M | £199.5M | £199.5M | +0.0% | |
| Retained Earnings | £1.8B | £1.6B | £870.4M | +12.9% | |
| Other Reserves | £4.7M | £26.5M | £34.8M | -82.4% | |
| Minority Interests | £1.2M | £2.9M | £951K | -58.0% | |
| Total Equity | £3.7B | £3.6B | £2.8B | +1.8% | |