Announcement of Securitisation Transaction

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LEI: 213800NWMK3O4UWP9N91

29 April 2022

LendInvest plc

Announcement of Fourth Securitisation Transaction

LendInvest plc (LSE: LINV, "LendInvest"), a technology-focused property finance asset manager and the ultimate holding company of LendInvest BTL Limited, today announces that LendInvest BTL Limited has priced the group's fourth securitisation of £270 million of UK prime Buy-to-Let mortgage loans in an oversubscribed Residential Mortgage Backed Security (RMBS) transaction.

The transaction is expected to close on 12th May, and upon closing total Funds under Management (FuM) will increase to £3.2 billion.

Citi acted as Sole Arranger. Citi, J.P. Morgan Securities PLC, National Australia Bank and Standard Chartered Bank acted as Joint Lead Managers.

Rod Lockhart, Chief Executive Officer of LendInvest, said: "We are pleased to have priced this transaction, which will further grow our funds under management and supports our medium term expected growth trajectory. Despite challenging market conditions, the transaction attracted three new investors to the platform, as well as a broad range of investors including asset managers, banks, insurers and a building society demonstrating robust investor demand for this attractive asset class."

About LendInvest

LendInvest is a technology-focused property finance asset manager in the United Kingdom. Over a 13 year period, we have developed proprietary technology and digital solutions that have allowed us to capture market share from incumbents and attract significant third-party capital.

We use our technology to disrupt the £1.6 trillion* property finance market which is dominated by manual paper processes and poor customer care. Our platform, unencumbered by legacy systems, offers attractive products and pricing to borrowers and intermediaries through a seamless and customer-focused process. In addition, it also provides us with a highly scalable origination platform for future Platform AuM growth.

As an asset manager, we have designed a variety of investment solutions and products for our investors. These range from funds and separate accounts to financial partnerships and RMBS. These products are tailored to address their specific risk return and investment criteria. Through the platform, investors from around the world gain exposure to attractive UK property finance assets without requiring them to establish direct lending operations or borrower services.

Our innovative business model is underpinned by our proprietary end-to-end technology infrastructure, which facilitates operating leverage and delivers better pricing for our customers.  This drives efficiency and underpins our business' roadmap for growth.

*Source, FCA -The outstanding value of all residential mortgage loans was £1.6 trillion at the end of Q1 2022.

Important Notices

The information contained in this announcement is for information purposes only.  This announcement has been prepared in accordance with English law, the UK Market Abuse Regulation and the AIM Rules for Companies and information disclosed may not be the same as that which would have been prepared in accordance with the laws of jurisdictions outside England.

Subject to the requirements of the UK Market Abuse Regulation and the AIM Rules for Companies, the delivery of this announcement shall not create any implication that there has been no change in the affairs of LendInvest or any group company since the date of this announcement or that the information in this announcement is correct as at any time subsequent to its date.

Certain statements in this announcement are forward-looking statements. In some cases, these forward looking statements can be identified by the use of forward looking terminology including the terms "anticipate", "believe", "intend", "estimate", "expect", "may", "will", "seek", "continue", "aim", "target", "projected", "plan", "goal", "achieve" and words of similar meaning or in each case, their negative, or other variations or comparable terminology. Forward-looking statements are based on '''current expectations and assumptions and are subject to a number of known and unknown risks, uncertainties and other important factors that could cause results or events to differ materially from what is expressed or implied by those statements. Many factors may cause actual results, performance or achievements of LendInvest to be materially different from any future results, performance or achievements expressed or implied by the forward-looking statements. Important factors that could cause actual results, performance or achievements of LendInvest and members of its group to differ materially from the expectations of LendInvest, include, among other things, general business and economic conditions globally, industry trends, competition, changes in government and changes in regulation and policy, changes in its business strategy, political and economic uncertainty and other factors. As such, undue reliance should not be placed on forward-looking statements. Any forward-looking statement is based on information available to LendInvest as of the date of the statement. All written or oral forward-looking statements attributable to LendInvest are qualified by this caution. Other than in accordance with legal and regulatory obligations, LendInvest undertakes no obligation to publicly update or revise any forward-looking statement, whether as a result of new information, future events or otherwise. Nothing in this announcement should be regarded as a profit forecast.