Lloyds Banking Group plc Financials

	FY25	FY24	FY23	FY22	FY22	FY21	YoY
Assets
Cash & Equivalents	£60.6B	£70.8B	£88.8B	£95.8B	—	£76.4B	-14.4%
Central Bank Balances	£56.7B	£62.7B	£78.1B	£91.4B	£76.4B	£76.4B	-9.6%
Loans to Banks	£7.2B	£7.9B	£10.8B	£10.6B	£7.0B	£7.0B	-8.4%
Loans to Customers	£481.5B	£459.9B	£449.7B	£454.9B	£448.6B	£448.6B	+4.7%
Debt Securities	£78.3B	£70.8B	£75.6B	£73.8B	£71.6B	£71.6B	+10.5%
Derivative Assets	£19.7B	£24.1B	£22.4B	£24.8B	£22.1B	£22.1B	-18.0%
Goodwill	—	—	—	£2.7B	—	£2.3B	—
Intangible Assets	—	—	—	£4.8B	—	£4.2B	—
Deferred Tax Assets	£4.0B	£5.0B	£5.2B	£5.2B	£3.8B	£3.1B	-20.3%
Current Tax Assets	£1.3B	£526.0M	£1.2B	£612.0M	£363.0M	£363.0M	+155.9%
Other Assets	—	£24.8B	£17.1B	£13.8B	£15.1B	£15.4B	—
Total Assets	£944.1B	£906.7B	£881.5B	£877.8B	£881.3B	£886.5B	+4.1%
Liabilities
Deposits from Banks	£5.8B	£6.2B	£6.2B	£7.3B	£7.6B	£7.6B	-6.2%
Deposits from Customers	£496.5B	£482.7B	£471.4B	£475.3B	£476.3B	£476.3B	+2.8%
Derivative Liabilities	£16.1B	£21.7B	£20.1B	£24.0B	£18.1B	£18.1B	-25.6%
Subordinated Liabilities	£9.9B	£10.1B	£10.3B	£10.7B	£13.1B	£13.1B	-1.9%
Deferred Tax Liabilities	£146.0M	£125.0M	£157.0M	£216.0M	£8.0M	£39.0M	+16.8%
Current Tax Liabilities	£52.0M	£45.0M	£39.0M	£8.0M	£6.0M	£6.0M	+15.6%
Other Liabilities	£20.9B	£25.9B	£19.0B	£19.1B	£19.4B	£19.9B	-19.2%
Total Liabilities	£896.2B	£860.8B	£834.1B	£830.3B	£830.0B	£833.4B	+4.1%
Equity
Share Capital	£5.9B	£6.1B	£6.4B	£6.7B	£7.1B	£7.1B	-2.9%
Share Premium	£18.8B	£18.7B	£18.6B	£18.5B	£18.5B	£18.5B	+0.4%
Retained Earnings	£6.3B	£5.9B	£6.8B	£10.1B	£8.3B	£10.2B	+6.4%
Other Reserves	£10.7B	£8.8B	£8.5B	£6.6B	£11.2B	£11.2B	+21.7%
Other Equity Instruments	£5.9B	£6.2B	£6.9B	£5.3B	£5.9B	£5.9B	-4.0%
Minority Interests	£199.0M	£172.0M	£201.0M	£244.0M	£235.0M	£235.0M	+15.7%
Total Equity	£47.9B	£45.9B	£47.4B	£47.5B	£51.2B	£53.2B	+4.3%

Currency: GBPPeriods: 6

Source: Annual Reports

	FY25	FY24	FY23	FY22	FY22	FY21	YoY
Assets
Cash & Equivalents	£60.6B	£70.8B	£88.8B	£95.8B	—	£76.4B	-14.4%
Central Bank Balances	£56.7B	£62.7B	£78.1B	£91.4B	£76.4B	£76.4B	-9.6%
Loans to Banks	£7.2B	£7.9B	£10.8B	£10.6B	£7.0B	£7.0B	-8.4%
Loans to Customers	£481.5B	£459.9B	£449.7B	£454.9B	£448.6B	£448.6B	+4.7%
Debt Securities	£78.3B	£70.8B	£75.6B	£73.8B	£71.6B	£71.6B	+10.5%
Derivative Assets	£19.7B	£24.1B	£22.4B	£24.8B	£22.1B	£22.1B	-18.0%
Goodwill	—	—	—	£2.7B	—	£2.3B	—
Intangible Assets	—	—	—	£4.8B	—	£4.2B	—
Deferred Tax Assets	£4.0B	£5.0B	£5.2B	£5.2B	£3.8B	£3.1B	-20.3%
Current Tax Assets	£1.3B	£526.0M	£1.2B	£612.0M	£363.0M	£363.0M	+155.9%
Other Assets	—	£24.8B	£17.1B	£13.8B	£15.1B	£15.4B	—
Total Assets	£944.1B	£906.7B	£881.5B	£877.8B	£881.3B	£886.5B	+4.1%
Liabilities
Deposits from Banks	£5.8B	£6.2B	£6.2B	£7.3B	£7.6B	£7.6B	-6.2%
Deposits from Customers	£496.5B	£482.7B	£471.4B	£475.3B	£476.3B	£476.3B	+2.8%
Derivative Liabilities	£16.1B	£21.7B	£20.1B	£24.0B	£18.1B	£18.1B	-25.6%
Subordinated Liabilities	£9.9B	£10.1B	£10.3B	£10.7B	£13.1B	£13.1B	-1.9%
Deferred Tax Liabilities	£146.0M	£125.0M	£157.0M	£216.0M	£8.0M	£39.0M	+16.8%
Current Tax Liabilities	£52.0M	£45.0M	£39.0M	£8.0M	£6.0M	£6.0M	+15.6%
Other Liabilities	£20.9B	£25.9B	£19.0B	£19.1B	£19.4B	£19.9B	-19.2%
Total Liabilities	£896.2B	£860.8B	£834.1B	£830.3B	£830.0B	£833.4B	+4.1%
Equity
Share Capital	£5.9B	£6.1B	£6.4B	£6.7B	£7.1B	£7.1B	-2.9%
Share Premium	£18.8B	£18.7B	£18.6B	£18.5B	£18.5B	£18.5B	+0.4%
Retained Earnings	£6.3B	£5.9B	£6.8B	£10.1B	£8.3B	£10.2B	+6.4%
Other Reserves	£10.7B	£8.8B	£8.5B	£6.6B	£11.2B	£11.2B	+21.7%
Other Equity Instruments	£5.9B	£6.2B	£6.9B	£5.3B	£5.9B	£5.9B	-4.0%
Minority Interests	£199.0M	£172.0M	£201.0M	£244.0M	£235.0M	£235.0M	+15.7%
Total Equity	£47.9B	£45.9B	£47.4B	£47.5B	£51.2B	£53.2B	+4.3%

Currency: GBPPeriods: 6

Source: Annual Reports

	FY25	FY24	FY23	FY22	FY22	FY21	YoY
Assets
Cash & Equivalents	£60.6B	£70.8B	£88.8B	£95.8B	—	£76.4B	-14.4%
Central Bank Balances	£56.7B	£62.7B	£78.1B	£91.4B	£76.4B	£76.4B	-9.6%
Loans to Banks	£7.2B	£7.9B	£10.8B	£10.6B	£7.0B	£7.0B	-8.4%
Loans to Customers	£481.5B	£459.9B	£449.7B	£454.9B	£448.6B	£448.6B	+4.7%
Debt Securities	£78.3B	£70.8B	£75.6B	£73.8B	£71.6B	£71.6B	+10.5%
Derivative Assets	£19.7B	£24.1B	£22.4B	£24.8B	£22.1B	£22.1B	-18.0%
Goodwill	—	—	—	£2.7B	—	£2.3B	—
Intangible Assets	—	—	—	£4.8B	—	£4.2B	—
Deferred Tax Assets	£4.0B	£5.0B	£5.2B	£5.2B	£3.8B	£3.1B	-20.3%
Current Tax Assets	£1.3B	£526.0M	£1.2B	£612.0M	£363.0M	£363.0M	+155.9%
Other Assets	—	£24.8B	£17.1B	£13.8B	£15.1B	£15.4B	—
Total Assets	£944.1B	£906.7B	£881.5B	£877.8B	£881.3B	£886.5B	+4.1%
Liabilities
Deposits from Banks	£5.8B	£6.2B	£6.2B	£7.3B	£7.6B	£7.6B	-6.2%
Deposits from Customers	£496.5B	£482.7B	£471.4B	£475.3B	£476.3B	£476.3B	+2.8%
Derivative Liabilities	£16.1B	£21.7B	£20.1B	£24.0B	£18.1B	£18.1B	-25.6%
Subordinated Liabilities	£9.9B	£10.1B	£10.3B	£10.7B	£13.1B	£13.1B	-1.9%
Deferred Tax Liabilities	£146.0M	£125.0M	£157.0M	£216.0M	£8.0M	£39.0M	+16.8%
Current Tax Liabilities	£52.0M	£45.0M	£39.0M	£8.0M	£6.0M	£6.0M	+15.6%
Other Liabilities	£20.9B	£25.9B	£19.0B	£19.1B	£19.4B	£19.9B	-19.2%
Total Liabilities	£896.2B	£860.8B	£834.1B	£830.3B	£830.0B	£833.4B	+4.1%
Equity
Share Capital	£5.9B	£6.1B	£6.4B	£6.7B	£7.1B	£7.1B	-2.9%
Share Premium	£18.8B	£18.7B	£18.6B	£18.5B	£18.5B	£18.5B	+0.4%
Retained Earnings	£6.3B	£5.9B	£6.8B	£10.1B	£8.3B	£10.2B	+6.4%
Other Reserves	£10.7B	£8.8B	£8.5B	£6.6B	£11.2B	£11.2B	+21.7%
Other Equity Instruments	£5.9B	£6.2B	£6.9B	£5.3B	£5.9B	£5.9B	-4.0%
Minority Interests	£199.0M	£172.0M	£201.0M	£244.0M	£235.0M	£235.0M	+15.7%
Total Equity	£47.9B	£45.9B	£47.4B	£47.5B	£51.2B	£53.2B	+4.3%

Currency: GBPPeriods: 6

Source: Annual Reports

	FY25	FY24	FY23	FY22	FY22	FY21	YoY
Assets
Cash & Equivalents	£60.6B	£70.8B	£88.8B	£95.8B	—	£76.4B	-14.4%
Central Bank Balances	£56.7B	£62.7B	£78.1B	£91.4B	£76.4B	£76.4B	-9.6%
Loans to Banks	£7.2B	£7.9B	£10.8B	£10.6B	£7.0B	£7.0B	-8.4%
Loans to Customers	£481.5B	£459.9B	£449.7B	£454.9B	£448.6B	£448.6B	+4.7%
Debt Securities	£78.3B	£70.8B	£75.6B	£73.8B	£71.6B	£71.6B	+10.5%
Derivative Assets	£19.7B	£24.1B	£22.4B	£24.8B	£22.1B	£22.1B	-18.0%
Goodwill	—	—	—	£2.7B	—	£2.3B	—
Intangible Assets	—	—	—	£4.8B	—	£4.2B	—
Deferred Tax Assets	£4.0B	£5.0B	£5.2B	£5.2B	£3.8B	£3.1B	-20.3%
Current Tax Assets	£1.3B	£526.0M	£1.2B	£612.0M	£363.0M	£363.0M	+155.9%
Other Assets	—	£24.8B	£17.1B	£13.8B	£15.1B	£15.4B	—
Total Assets	£944.1B	£906.7B	£881.5B	£877.8B	£881.3B	£886.5B	+4.1%
Liabilities
Deposits from Banks	£5.8B	£6.2B	£6.2B	£7.3B	£7.6B	£7.6B	-6.2%
Deposits from Customers	£496.5B	£482.7B	£471.4B	£475.3B	£476.3B	£476.3B	+2.8%
Derivative Liabilities	£16.1B	£21.7B	£20.1B	£24.0B	£18.1B	£18.1B	-25.6%
Subordinated Liabilities	£9.9B	£10.1B	£10.3B	£10.7B	£13.1B	£13.1B	-1.9%
Deferred Tax Liabilities	£146.0M	£125.0M	£157.0M	£216.0M	£8.0M	£39.0M	+16.8%
Current Tax Liabilities	£52.0M	£45.0M	£39.0M	£8.0M	£6.0M	£6.0M	+15.6%
Other Liabilities	£20.9B	£25.9B	£19.0B	£19.1B	£19.4B	£19.9B	-19.2%
Total Liabilities	£896.2B	£860.8B	£834.1B	£830.3B	£830.0B	£833.4B	+4.1%
Equity
Share Capital	£5.9B	£6.1B	£6.4B	£6.7B	£7.1B	£7.1B	-2.9%
Share Premium	£18.8B	£18.7B	£18.6B	£18.5B	£18.5B	£18.5B	+0.4%
Retained Earnings	£6.3B	£5.9B	£6.8B	£10.1B	£8.3B	£10.2B	+6.4%
Other Reserves	£10.7B	£8.8B	£8.5B	£6.6B	£11.2B	£11.2B	+21.7%
Other Equity Instruments	£5.9B	£6.2B	£6.9B	£5.3B	£5.9B	£5.9B	-4.0%
Minority Interests	£199.0M	£172.0M	£201.0M	£244.0M	£235.0M	£235.0M	+15.7%
Total Equity	£47.9B	£45.9B	£47.4B	£47.5B	£51.2B	£53.2B	+4.3%

Currency: GBPPeriods: 6

Source: Annual Reports