| FY25 | FY24 | FY23 | FY22 | YoY | Trend | |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Cash & Equivalents | £2.2B | £2.8B | £3.9B | £2.0B | -22.3% | |
| Central Bank Balances | £2.2B | £2.8B | £3.9B | £2.0B | -22.3% | |
| Loans to Customers | £8.8B | £9.0B | £12.3B | £13.1B | -2.1% | |
| Debt Securities | £684.0M | £675.0M | £694.0M | £571.0M | +1.3% | |
| Derivative Assets | £23.0M | £16.0M | £36.0M | £23.0M | +43.8% | |
| Property, Plant & Equipment | — | £711.0M | £723.0M | £748.0M | — | |
| Deferred Tax Assets | £230.0M | £240.0M | — | — | -4.2% | |
| Other Assets | £125.0M | £82.0M | £108.0M | £73.0M | +52.4% | |
| Total Assets | £16.5B | £17.6B | £22.2B | £22.1B | -6.3% | |
| Liabilities | ||||||
| Deposits from Banks | £400.0M | £400.0M | £3.0B | £3.8B | +0.0% | |
| Deposits from Customers | £13.4B | £14.5B | £15.6B | £16.0B | -7.0% | |
| Derivative Liabilities | — | £1.0M | — | £26.0M | — | |
| Provisions | £6.0M | £11.0M | £23.0M | £7.0M | -45.5% | |
| Deferred Tax Liabilities | — | — | £13.0M | £12.0M | — | |
| Other Liabilities | £188.0M | £245.0M | £267.0M | £230.0M | -23.3% | |
| Total Liabilities | £15.0B | £16.4B | £21.1B | £21.2B | -8.6% | |
| Equity | ||||||
| Share Premium | — | £144.0M | £144.0M | £2.0B | — | |
| Retained Earnings | £1.1B | £1.0B | £978.0M | -£1.0B | +5.2% | |
| Other Reserves | £21.0M | £17.0M | £12.0M | £7.0M | +23.5% | |
| Other Equity Instruments | £242.0M | — | — | — | — | |
| Total Equity | £1.5B | £1.2B | £1.1B | £956.0M | +25.4% | |
| FY25 | FY24 | FY23 | FY22 | YoY | Trend | |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Cash & Equivalents | £2.2B | £2.8B | £3.9B | £2.0B | -22.3% | |
| Central Bank Balances | £2.2B | £2.8B | £3.9B | £2.0B | -22.3% | |
| Loans to Customers | £8.8B | £9.0B | £12.3B | £13.1B | -2.1% | |
| Debt Securities | £684.0M | £675.0M | £694.0M | £571.0M | +1.3% | |
| Derivative Assets | £23.0M | £16.0M | £36.0M | £23.0M | +43.8% | |
| Property, Plant & Equipment | — | £711.0M | £723.0M | £748.0M | — | |
| Deferred Tax Assets | £230.0M | £240.0M | — | — | -4.2% | |
| Other Assets | £125.0M | £82.0M | £108.0M | £73.0M | +52.4% | |
| Total Assets | £16.5B | £17.6B | £22.2B | £22.1B | -6.3% | |
| Liabilities | ||||||
| Deposits from Banks | £400.0M | £400.0M | £3.0B | £3.8B | +0.0% | |
| Deposits from Customers | £13.4B | £14.5B | £15.6B | £16.0B | -7.0% | |
| Derivative Liabilities | — | £1.0M | — | £26.0M | — | |
| Provisions | £6.0M | £11.0M | £23.0M | £7.0M | -45.5% | |
| Deferred Tax Liabilities | — | — | £13.0M | £12.0M | — | |
| Other Liabilities | £188.0M | £245.0M | £267.0M | £230.0M | -23.3% | |
| Total Liabilities | £15.0B | £16.4B | £21.1B | £21.2B | -8.6% | |
| Equity | ||||||
| Share Premium | — | £144.0M | £144.0M | £2.0B | — | |
| Retained Earnings | £1.1B | £1.0B | £978.0M | -£1.0B | +5.2% | |
| Other Reserves | £21.0M | £17.0M | £12.0M | £7.0M | +23.5% | |
| Other Equity Instruments | £242.0M | — | — | — | — | |
| Total Equity | £1.5B | £1.2B | £1.1B | £956.0M | +25.4% | |
