Metro Bank Holdings PLC Financials

	FY25	FY24	FY23	FY22	FY21	YoY
Assets
Cash & Equivalents	£2.2B	£2.8B	£3.9B	£2.0B	£3.6B	-22.3%
Central Bank Balances	£2.2B	£2.8B	—	—	—	-22.3%
Loans to Customers	£8.8B	£9.0B	—	—	—	-2.1%
Debt Securities	£684.0M	£675.0M	—	—	—	+1.3%
Derivative Assets	£23.0M	£16.0M	—	—	—	+43.8%
Deferred Tax Assets	£230.0M	£240.0M	—	—	—	-4.2%
Other Assets	£125.0M	£82.0M	—	—	—	+52.4%
Total Assets	£16.5B	£17.6B	—	—	—	-6.3%
Liabilities
Deposits from Banks	£400.0M	£400.0M	—	—	—	+0.0%
Deposits from Customers	£13.4B	£14.5B	—	—	—	-7.0%
Derivative Liabilities	—	£1.0M	—	—	—	—
Provisions	£6.0M	£11.0M	—	—	—	-45.5%
Other Liabilities	£188.0M	£245.0M	—	—	—	-23.3%
Total Liabilities	£15.0B	£16.4B	—	—	—	-8.6%
Equity
Retained Earnings	£1.1B	£1.0B	—	—	—	+5.2%
Other Reserves	£21.0M	£17.0M	—	—	—	+23.5%
Other Equity Instruments	£242.0M	—	—	—	—	—
Total Equity	£1.5B	£1.2B	£1.1B	£956.0M	£1.0B	+25.4%

Currency: GBPPeriods: 5

Source: Annual Reports

	FY25	FY24	FY23	FY22	FY21	YoY
Assets
Cash & Equivalents	£2.2B	£2.8B	£3.9B	£2.0B	£3.6B	-22.3%
Central Bank Balances	£2.2B	£2.8B	—	—	—	-22.3%
Loans to Customers	£8.8B	£9.0B	—	—	—	-2.1%
Debt Securities	£684.0M	£675.0M	—	—	—	+1.3%
Derivative Assets	£23.0M	£16.0M	—	—	—	+43.8%
Deferred Tax Assets	£230.0M	£240.0M	—	—	—	-4.2%
Other Assets	£125.0M	£82.0M	—	—	—	+52.4%
Total Assets	£16.5B	£17.6B	—	—	—	-6.3%
Liabilities
Deposits from Banks	£400.0M	£400.0M	—	—	—	+0.0%
Deposits from Customers	£13.4B	£14.5B	—	—	—	-7.0%
Derivative Liabilities	—	£1.0M	—	—	—	—
Provisions	£6.0M	£11.0M	—	—	—	-45.5%
Other Liabilities	£188.0M	£245.0M	—	—	—	-23.3%
Total Liabilities	£15.0B	£16.4B	—	—	—	-8.6%
Equity
Retained Earnings	£1.1B	£1.0B	—	—	—	+5.2%
Other Reserves	£21.0M	£17.0M	—	—	—	+23.5%
Other Equity Instruments	£242.0M	—	—	—	—	—
Total Equity	£1.5B	£1.2B	£1.1B	£956.0M	£1.0B	+25.4%

Currency: GBPPeriods: 5

Source: Annual Reports

	FY25	FY24	FY23	FY22	FY21	YoY
Assets
Cash & Equivalents	£2.2B	£2.8B	£3.9B	£2.0B	£3.6B	-22.3%
Central Bank Balances	£2.2B	£2.8B	—	—	—	-22.3%
Loans to Customers	£8.8B	£9.0B	—	—	—	-2.1%
Debt Securities	£684.0M	£675.0M	—	—	—	+1.3%
Derivative Assets	£23.0M	£16.0M	—	—	—	+43.8%
Deferred Tax Assets	£230.0M	£240.0M	—	—	—	-4.2%
Other Assets	£125.0M	£82.0M	—	—	—	+52.4%
Total Assets	£16.5B	£17.6B	—	—	—	-6.3%
Liabilities
Deposits from Banks	£400.0M	£400.0M	—	—	—	+0.0%
Deposits from Customers	£13.4B	£14.5B	—	—	—	-7.0%
Derivative Liabilities	—	£1.0M	—	—	—	—
Provisions	£6.0M	£11.0M	—	—	—	-45.5%
Other Liabilities	£188.0M	£245.0M	—	—	—	-23.3%
Total Liabilities	£15.0B	£16.4B	—	—	—	-8.6%
Equity
Retained Earnings	£1.1B	£1.0B	—	—	—	+5.2%
Other Reserves	£21.0M	£17.0M	—	—	—	+23.5%
Other Equity Instruments	£242.0M	—	—	—	—	—
Total Equity	£1.5B	£1.2B	£1.1B	£956.0M	£1.0B	+25.4%

Currency: GBPPeriods: 5

Source: Annual Reports

	FY25	FY24	FY23	FY22	FY21	YoY
Assets
Cash & Equivalents	£2.2B	£2.8B	£3.9B	£2.0B	£3.6B	-22.3%
Central Bank Balances	£2.2B	£2.8B	—	—	—	-22.3%
Loans to Customers	£8.8B	£9.0B	—	—	—	-2.1%
Debt Securities	£684.0M	£675.0M	—	—	—	+1.3%
Derivative Assets	£23.0M	£16.0M	—	—	—	+43.8%
Deferred Tax Assets	£230.0M	£240.0M	—	—	—	-4.2%
Other Assets	£125.0M	£82.0M	—	—	—	+52.4%
Total Assets	£16.5B	£17.6B	—	—	—	-6.3%
Liabilities
Deposits from Banks	£400.0M	£400.0M	—	—	—	+0.0%
Deposits from Customers	£13.4B	£14.5B	—	—	—	-7.0%
Derivative Liabilities	—	£1.0M	—	—	—	—
Provisions	£6.0M	£11.0M	—	—	—	-45.5%
Other Liabilities	£188.0M	£245.0M	—	—	—	-23.3%
Total Liabilities	£15.0B	£16.4B	—	—	—	-8.6%
Equity
Retained Earnings	£1.1B	£1.0B	—	—	—	+5.2%
Other Reserves	£21.0M	£17.0M	—	—	—	+23.5%
Other Equity Instruments	£242.0M	—	—	—	—	—
Total Equity	£1.5B	£1.2B	£1.1B	£956.0M	£1.0B	+25.4%

Currency: GBPPeriods: 5

Source: Annual Reports