| FY25 | FY24 | FY22 | FY21 | FY20 | FY19 | YoY | Trend | |
|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||
| Cash & Equivalents | £230.2M | £472.7M | £439.3M | £395.0M | £490.3M | £226.4M | -51.3% | |
| Loans to Banks | £146.2M | £101.8M | £104.8M | £183.5M | £266.4M | £230.5M | +43.6% | |
| Loans to Customers | £5.7B | £5.3B | £4.3B | £3.8B | £3.6B | £3.4B | +8.0% | |
| Debt Securities | £323.4M | — | £433.0M | £390.7M | £368.7M | £416.3M | — | |
| Derivative Assets | £16.9M | £56.6M | £90.4M | £14.5M | — | £100K | -70.1% | |
| Property, Plant & Equipment | £36.6M | £34.0M | £29.1M | £31.0M | £34.8M | £46.5M | +7.6% | |
| Intangible Assets | £11.7M | £13.8M | £10.2M | £7.5M | £5.7M | £2.5M | -15.2% | |
| Deferred Tax Assets | £8.2M | £8.4M | £5.0M | £4.6M | £2.9M | £2.4M | -2.4% | |
| Current Tax Assets | £5.8M | £1.8M | £100K | — | £700K | — | +222.2% | |
| Other Assets | £17.8M | £17.0M | £17.1M | £17.5M | £14.9M | £17.8M | +4.7% | |
| Total Assets | £7.0B | £6.6B | £5.3B | £4.9B | £4.9B | £4.4B | +7.0% | |
| Liabilities | ||||||||
| Deposits from Banks | — | — | £577.1M | £587.6M | £507.0M | £389.6M | — | |
| Derivative Liabilities | £44.5M | £29.4M | £52.5M | £147.6M | £214.3M | £185.9M | +51.4% | |
| Subordinated Liabilities | £19.6M | £20.2M | — | — | — | — | -3.0% | |
| Deferred Tax Liabilities | £3.5M | £1.6M | £1.2M | £1.4M | £400K | — | +118.8% | |
| Current Tax Liabilities | — | — | — | £600K | — | £1.2M | — | |
| Other Liabilities | £23.9M | £22.6M | £18.9M | £22.2M | £18.3M | £18.8M | +5.8% | |
| Total Liabilities | £6.7B | £6.2B | £5.3B | £4.9B | £4.9B | £4.4B | +7.2% | |
| Equity | ||||||||
| Share Capital | £34.7M | £34.8M | £20.0M | £20.0M | £20.0M | £20.0M | -0.3% | |
| Other Reserves | £353.1M | £345.1M | £245.9M | £224.1M | £200.1M | £198.7M | +2.3% | |
| Total Equity | £353.1M | £345.1M | £245.9M | £224.1M | £200.1M | — | +2.3% | |
| FY25 | FY24 | FY22 | FY21 | FY20 | FY19 | YoY | Trend | |
|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||
| Cash & Equivalents | £230.2M | £472.7M | £439.3M | £395.0M | £490.3M | £226.4M | -51.3% | |
| Loans to Banks | £146.2M | £101.8M | £104.8M | £183.5M | £266.4M | £230.5M | +43.6% | |
| Loans to Customers | £5.7B | £5.3B | £4.3B | £3.8B | £3.6B | £3.4B | +8.0% | |
| Debt Securities | £323.4M | — | £433.0M | £390.7M | £368.7M | £416.3M | — | |
| Derivative Assets | £16.9M | £56.6M | £90.4M | £14.5M | — | £100K | -70.1% | |
| Property, Plant & Equipment | £36.6M | £34.0M | £29.1M | £31.0M | £34.8M | £46.5M | +7.6% | |
| Intangible Assets | £11.7M | £13.8M | £10.2M | £7.5M | £5.7M | £2.5M | -15.2% | |
| Deferred Tax Assets | £8.2M | £8.4M | £5.0M | £4.6M | £2.9M | £2.4M | -2.4% | |
| Current Tax Assets | £5.8M | £1.8M | £100K | — | £700K | — | +222.2% | |
| Other Assets | £17.8M | £17.0M | £17.1M | £17.5M | £14.9M | £17.8M | +4.7% | |
| Total Assets | £7.0B | £6.6B | £5.3B | £4.9B | £4.9B | £4.4B | +7.0% | |
| Liabilities | ||||||||
| Deposits from Banks | — | — | £577.1M | £587.6M | £507.0M | £389.6M | — | |
| Derivative Liabilities | £44.5M | £29.4M | £52.5M | £147.6M | £214.3M | £185.9M | +51.4% | |
| Subordinated Liabilities | £19.6M | £20.2M | — | — | — | — | -3.0% | |
| Deferred Tax Liabilities | £3.5M | £1.6M | £1.2M | £1.4M | £400K | — | +118.8% | |
| Current Tax Liabilities | — | — | — | £600K | — | £1.2M | — | |
| Other Liabilities | £23.9M | £22.6M | £18.9M | £22.2M | £18.3M | £18.8M | +5.8% | |
| Total Liabilities | £6.7B | £6.2B | £5.3B | £4.9B | £4.9B | £4.4B | +7.2% | |
| Equity | ||||||||
| Share Capital | £34.7M | £34.8M | £20.0M | £20.0M | £20.0M | £20.0M | -0.3% | |
| Other Reserves | £353.1M | £345.1M | £245.9M | £224.1M | £200.1M | £198.7M | +2.3% | |
| Total Equity | £353.1M | £345.1M | £245.9M | £224.1M | £200.1M | — | +2.3% | |
