| FY25 | FY24 | FY23 | FY22 | FY21 | FY20 | YoY | Trend | |
|---|---|---|---|---|---|---|---|---|
| Revenue | ||||||||
| Interest Income | €1.1B | €1.1B | €952.9M | €561.5M | €467.5M | €347.6M | -1.3% | |
| Fee & Commission Income | €469.5M | €435.3M | €398.7M | €381.6M | €332.6M | €232.4M | +7.9% | |
| Expenses | ||||||||
| Operating Expenses | €589.6M | €544.0M | €452.6M | €412.9M | €368.9M | €262.2M | +8.4% | |
| Depreciation & Amortisation | €68.4M | €58.2M | €49.2M | €47.4M | €46.5M | €31.7M | +17.6% | |
| Profit | ||||||||
| Finance Income | €1.2B | €1.2B | €993.4M | €569.8M | €477.8M | €355.2M | +2.4% | |
| Finance Costs | €290.3M | €273.5M | €160.1M | €64.9M | €68.5M | €55.6M | +6.2% | |
| Profit Before Tax | €593.4M | €608.1M | €578.4M | €483.1M | €261.4M | €277.9M | -2.4% | |
| Tax Expense | €74.7M | €77.9M | €15.1M | €25.2M | €13.5M | €5.2M | -4.2% | |
| Profit After Tax | €518.7M | €530.2M | €563.3M | €457.8M | €247.9M | €272.8M | -2.2% | |
| Attributable to Shareholders | €503.1M | €514.6M | €550.7M | €446.9M | €236.4M | €269.7M | -2.2% | |
| Minority Interests | €15.6M | €15.7M | €12.6M | €11.0M | €11.5M | €3.0M | -0.3% | |
| Total Comprehensive Income | €538.1M | €586.9M | €648.3M | €308.2M | €217.7M | €270.6M | -8.3% | |
| Basic EPS | €25.20 | €25.70 | €27.50 | €22.30 | €1.18 | €13.50 | -1.9% | |
| Diluted EPS | €25.20 | €25.70 | €27.50 | €22.30 | €1.18 | €13.50 | -1.9% | |
| FY25 | FY24 | FY23 | FY22 | FY21 | FY20 | YoY | Trend | |
|---|---|---|---|---|---|---|---|---|
| Revenue | ||||||||
| Interest Income | €1.1B | €1.1B | €952.9M | €561.5M | €467.5M | €347.6M | -1.3% | |
| Fee & Commission Income | €469.5M | €435.3M | €398.7M | €381.6M | €332.6M | €232.4M | +7.9% | |
| Expenses | ||||||||
| Operating Expenses | €589.6M | €544.0M | €452.6M | €412.9M | €368.9M | €262.2M | +8.4% | |
| Depreciation & Amortisation | €68.4M | €58.2M | €49.2M | €47.4M | €46.5M | €31.7M | +17.6% | |
| Profit | ||||||||
| Finance Income | €1.2B | €1.2B | €993.4M | €569.8M | €477.8M | €355.2M | +2.4% | |
| Finance Costs | €290.3M | €273.5M | €160.1M | €64.9M | €68.5M | €55.6M | +6.2% | |
| Profit Before Tax | €593.4M | €608.1M | €578.4M | €483.1M | €261.4M | €277.9M | -2.4% | |
| Tax Expense | €74.7M | €77.9M | €15.1M | €25.2M | €13.5M | €5.2M | -4.2% | |
| Profit After Tax | €518.7M | €530.2M | €563.3M | €457.8M | €247.9M | €272.8M | -2.2% | |
| Attributable to Shareholders | €503.1M | €514.6M | €550.7M | €446.9M | €236.4M | €269.7M | -2.2% | |
| Minority Interests | €15.6M | €15.7M | €12.6M | €11.0M | €11.5M | €3.0M | -0.3% | |
| Total Comprehensive Income | €538.1M | €586.9M | €648.3M | €308.2M | €217.7M | €270.6M | -8.3% | |
| Basic EPS | €25.20 | €25.70 | €27.50 | €22.30 | €1.18 | €13.50 | -1.9% | |
| Diluted EPS | €25.20 | €25.70 | €27.50 | €22.30 | €1.18 | €13.50 | -1.9% | |
