Paragon Banking Group PLC Financials

	FY25	FY24	FY23	FY22	FY21	FY21	YoY
Assets
Cash & Equivalents	£2.4B	£2.5B	£3.0B	£1.9B	£1.4B	£1.4B	-5.4%
Central Bank Balances	£2.2B	£2.3B	£2.8B	£1.6B	—	£1.1B	-6.0%
Loans to Banks	£213.8M	£209.9M	£211.0M	£318.4M	—	£218.1M	+1.9%
Loans to Customers	£16.3B	£15.6B	£14.5B	£13.7B	—	£13.4B	+4.5%
Derivative Assets	£275.4M	£391.8M	£615.4M	£779.0M	—	£44.2M	-29.7%
Property, Plant & Equipment	£77.0M	£71.0M	£74.7M	£71.4M	—	£70.4M	+8.5%
Deferred Tax Assets	—	—	—	—	—	£14.4M	—
Current Tax Assets	£6.2M	£9.7M	£8.9M	£5.4M	—	—	-36.1%
Other Assets	£24.2M	£20.7M	£51.0M	£39.2M	—	£69.2M	+16.9%
Total Assets	£19.9B	£19.3B	£18.4B	£16.7B	—	£15.1B	+3.4%
Liabilities
Deposits from Customers	£16.3B	£16.3B	£13.2B	£10.6B	—	£9.3B	-0.3%
Derivative Liabilities	£68.2M	£99.7M	£39.9M	£102.1M	—	£43.9M	-31.6%
Provisions	£25.5M	—	—	—	—	—	—
Deferred Tax Liabilities	£13.9M	£13.4M	£17.7M	£44.4M	—	—	+3.7%
Current Tax Liabilities	—	—	—	—	—	£1.4M	—
Other Liabilities	£431.6M	£417.4M	£631.2M	£513.1M	—	£90.7M	+3.4%
Total Liabilities	£18.5B	£17.9B	£17.0B	£15.2B	—	£13.9B	+3.7%
Equity
Share Capital	£197.4M	£210.6M	£228.7M	£241.4M	—	£262.5M	-6.3%
Total Equity	£1.4B	£1.4B	£1.4B	£1.4B	£1.2B	£1.2B	+0.0%

Currency: GBPPeriods: 6

Source: Annual Reports

	FY25	FY24	FY23	FY22	FY21	FY21	YoY
Assets
Cash & Equivalents	£2.4B	£2.5B	£3.0B	£1.9B	£1.4B	£1.4B	-5.4%
Central Bank Balances	£2.2B	£2.3B	£2.8B	£1.6B	—	£1.1B	-6.0%
Loans to Banks	£213.8M	£209.9M	£211.0M	£318.4M	—	£218.1M	+1.9%
Loans to Customers	£16.3B	£15.6B	£14.5B	£13.7B	—	£13.4B	+4.5%
Derivative Assets	£275.4M	£391.8M	£615.4M	£779.0M	—	£44.2M	-29.7%
Property, Plant & Equipment	£77.0M	£71.0M	£74.7M	£71.4M	—	£70.4M	+8.5%
Deferred Tax Assets	—	—	—	—	—	£14.4M	—
Current Tax Assets	£6.2M	£9.7M	£8.9M	£5.4M	—	—	-36.1%
Other Assets	£24.2M	£20.7M	£51.0M	£39.2M	—	£69.2M	+16.9%
Total Assets	£19.9B	£19.3B	£18.4B	£16.7B	—	£15.1B	+3.4%
Liabilities
Deposits from Customers	£16.3B	£16.3B	£13.2B	£10.6B	—	£9.3B	-0.3%
Derivative Liabilities	£68.2M	£99.7M	£39.9M	£102.1M	—	£43.9M	-31.6%
Provisions	£25.5M	—	—	—	—	—	—
Deferred Tax Liabilities	£13.9M	£13.4M	£17.7M	£44.4M	—	—	+3.7%
Current Tax Liabilities	—	—	—	—	—	£1.4M	—
Other Liabilities	£431.6M	£417.4M	£631.2M	£513.1M	—	£90.7M	+3.4%
Total Liabilities	£18.5B	£17.9B	£17.0B	£15.2B	—	£13.9B	+3.7%
Equity
Share Capital	£197.4M	£210.6M	£228.7M	£241.4M	—	£262.5M	-6.3%
Total Equity	£1.4B	£1.4B	£1.4B	£1.4B	£1.2B	£1.2B	+0.0%

Currency: GBPPeriods: 6

Source: Annual Reports

	FY25	FY24	FY23	FY22	FY21	FY21	YoY
Assets
Cash & Equivalents	£2.4B	£2.5B	£3.0B	£1.9B	£1.4B	£1.4B	-5.4%
Central Bank Balances	£2.2B	£2.3B	£2.8B	£1.6B	—	£1.1B	-6.0%
Loans to Banks	£213.8M	£209.9M	£211.0M	£318.4M	—	£218.1M	+1.9%
Loans to Customers	£16.3B	£15.6B	£14.5B	£13.7B	—	£13.4B	+4.5%
Derivative Assets	£275.4M	£391.8M	£615.4M	£779.0M	—	£44.2M	-29.7%
Property, Plant & Equipment	£77.0M	£71.0M	£74.7M	£71.4M	—	£70.4M	+8.5%
Deferred Tax Assets	—	—	—	—	—	£14.4M	—
Current Tax Assets	£6.2M	£9.7M	£8.9M	£5.4M	—	—	-36.1%
Other Assets	£24.2M	£20.7M	£51.0M	£39.2M	—	£69.2M	+16.9%
Total Assets	£19.9B	£19.3B	£18.4B	£16.7B	—	£15.1B	+3.4%
Liabilities
Deposits from Customers	£16.3B	£16.3B	£13.2B	£10.6B	—	£9.3B	-0.3%
Derivative Liabilities	£68.2M	£99.7M	£39.9M	£102.1M	—	£43.9M	-31.6%
Provisions	£25.5M	—	—	—	—	—	—
Deferred Tax Liabilities	£13.9M	£13.4M	£17.7M	£44.4M	—	—	+3.7%
Current Tax Liabilities	—	—	—	—	—	£1.4M	—
Other Liabilities	£431.6M	£417.4M	£631.2M	£513.1M	—	£90.7M	+3.4%
Total Liabilities	£18.5B	£17.9B	£17.0B	£15.2B	—	£13.9B	+3.7%
Equity
Share Capital	£197.4M	£210.6M	£228.7M	£241.4M	—	£262.5M	-6.3%
Total Equity	£1.4B	£1.4B	£1.4B	£1.4B	£1.2B	£1.2B	+0.0%

Currency: GBPPeriods: 6

Source: Annual Reports

	FY25	FY24	FY23	FY22	FY21	FY21	YoY
Assets
Cash & Equivalents	£2.4B	£2.5B	£3.0B	£1.9B	£1.4B	£1.4B	-5.4%
Central Bank Balances	£2.2B	£2.3B	£2.8B	£1.6B	—	£1.1B	-6.0%
Loans to Banks	£213.8M	£209.9M	£211.0M	£318.4M	—	£218.1M	+1.9%
Loans to Customers	£16.3B	£15.6B	£14.5B	£13.7B	—	£13.4B	+4.5%
Derivative Assets	£275.4M	£391.8M	£615.4M	£779.0M	—	£44.2M	-29.7%
Property, Plant & Equipment	£77.0M	£71.0M	£74.7M	£71.4M	—	£70.4M	+8.5%
Deferred Tax Assets	—	—	—	—	—	£14.4M	—
Current Tax Assets	£6.2M	£9.7M	£8.9M	£5.4M	—	—	-36.1%
Other Assets	£24.2M	£20.7M	£51.0M	£39.2M	—	£69.2M	+16.9%
Total Assets	£19.9B	£19.3B	£18.4B	£16.7B	—	£15.1B	+3.4%
Liabilities
Deposits from Customers	£16.3B	£16.3B	£13.2B	£10.6B	—	£9.3B	-0.3%
Derivative Liabilities	£68.2M	£99.7M	£39.9M	£102.1M	—	£43.9M	-31.6%
Provisions	£25.5M	—	—	—	—	—	—
Deferred Tax Liabilities	£13.9M	£13.4M	£17.7M	£44.4M	—	—	+3.7%
Current Tax Liabilities	—	—	—	—	—	£1.4M	—
Other Liabilities	£431.6M	£417.4M	£631.2M	£513.1M	—	£90.7M	+3.4%
Total Liabilities	£18.5B	£17.9B	£17.0B	£15.2B	—	£13.9B	+3.7%
Equity
Share Capital	£197.4M	£210.6M	£228.7M	£241.4M	—	£262.5M	-6.3%
Total Equity	£1.4B	£1.4B	£1.4B	£1.4B	£1.2B	£1.2B	+0.0%

Currency: GBPPeriods: 6

Source: Annual Reports