Phoenix Group Holdings plc

Publication of Final Terms

The Final Terms in relation to the issue of £350,000,000 Fixed Rate Reset Tier 2 Notes due 2053 (the "Notes") under the Phoenix Group Holdings plc £5,000,000,000 Euro Medium Term Note Programme (the "Programme") are available for viewing.

The Final Terms contain the final terms of the Notes and must be read in conjunction with the base prospectus dated 30 June 2023 relating to the Programme, as supplemented on 2 October 2023 and 23 November 2023 (the "Prospectus"), which together constitutes a base prospectus for the purposes of Regulation (EU) 2017/1129 as it forms part of domestic law by virtue of the European Union (Withdrawal) Act 2018.

To view the full document, please paste the following URL into the address bar of your browser.

http://www.rns-pdf.londonstockexchange.com/rns/7005V_1-2023-12-5.pdf 

A copy of the Final Terms has also been submitted to the National Storage Mechanism and will shortly be available for inspection at https://data.fca.org.uk/#/nsm/nationalstoragemechanism.

For further information, please contact:

Phoenix Group Holdings plc

Office:                      20 Old Bailey, London EC4M 7AN, United Kingdom

Group Treasurer:     Rashmin Shah

Telephone:              +44 20 3735 0059

Email:                     [email protected]

Website:                 http://www.thephoenixgroup.com/

DISCLAIMER - INTENDED ADDRESSEES

Please note that the information contained in the Final Terms and the Prospectus may be addressed to and/or targeted at persons who are residents of particular countries only and is not intended for use and should not be relied upon by any person outside these countries. Prior to relying on the information contained in the Final Terms and the Prospectus you must ascertain from the Prospectus whether or not you are part of the intended addressees of the information contained therein.

The Final Terms and the Prospectus does not constitute an offer of securities for sale in the United States or to U.S. persons. The Notes described therein have not been, and will not be, registered under the U.S. Securities Act of 1933, as amended (the "Securities Act") or under any relevant securities laws of any state of the United States and may not be offered or sold to U.S. Persons (as defined in the Securities Act) or to persons within the United States, except pursuant to an exemption from the Securities Act.

Your right to access this service is conditional upon complying with the above requirement.