Publication of Final Terms

The following Final Terms are available for viewing:

Australia and New Zealand Banking Group Limited ("ANZBGL") EUR 1,500,000,000 Series 2023-1 Fixed Rate Covered Bonds due April 2025 irrevocably and unconditionally guaranteed as to payment of principal and interest by Perpetual Corporate Trust Limited as trustee of the ANZ Residential Covered Bond Trust under the US$30,000,000,000 Global Covered Bond Programme

To view the full document, please paste the following URL into the address bar of your browser:

http://www.rns-pdf.londonstockexchange.com/rns/0032V_1-2023-3-31.pdf

A copy of the Final Terms has been submitted to the National Storage Mechanism and will shortly be available at https://data.fca.org.uk/#/nsm/nationalstoragemechanism.

For further information, please contact:

Simon Pordage

Company Secretary

Australia and New Zealand Banking Group Limited

Phone: +61 (03) 9273 5555

DISCLAIMER - INTENDED ADDRESSEES

Please note that the information contained in the Base Prospectus and Final Terms may be addressed to and/or targeted at persons who are residents of particular countries (specified in the Base Prospectus and Final Terms) only and is not intended for use and should not be relied upon by any person outside these countries and/or to whom the offer contained in the Base Prospectus and Final Terms is not addressed. Prior to relying on the information contained in the Base Prospectus and Final Terms, you must ascertain from the Base Prospectus and Final Terms whether or not you are part of the intended addressees of the information contained therein.

Your right to access this service is conditional upon complying with the above requirement.