| FY25 | FY24 | FY23 | FY22 | FY21 | FY20 | YoY | Trend | |
|---|---|---|---|---|---|---|---|---|
| Revenue | ||||||||
| Total Income / Revenue | $20.9B | $19.5B | $18.0B | $16.3B | $14.7B | $14.8B | +7.2% | |
| Fee & Commission Income | $5.3B | $4.6B | $4.1B | $4.0B | $4.5B | $3.9B | +15.7% | |
| Expenses | ||||||||
| Staff Costs | $9.1B | $8.5B | $8.3B | $7.6B | $7.7B | $6.9B | +7.0% | |
| Operating Expenses | $13.3B | $12.5B | $11.6B | $10.9B | $10.9B | $10.4B | +6.4% | |
| Depreciation & Amortisation | $1.2B | $1.1B | $1.1B | $1.2B | $1.2B | $1.3B | +3.9% | |
| Impairment Charges | $672.0M | $547.0M | $508.0M | $836.0M | $254.0M | $2.3B | +22.9% | |
| Profit | ||||||||
| Operating Profit | $7.6B | $7.0B | $6.5B | $5.4B | $3.8B | $4.4B | +8.5% | |
| Finance Income | $24.5B | $27.9B | $27.2B | $15.3B | $10.2B | $12.3B | -11.9% | |
| Finance Costs | $18.6B | $21.5B | $19.5B | $7.7B | $3.4B | $5.4B | -13.5% | |
| Profit Before Tax | $7.0B | $6.0B | $5.1B | $4.3B | $3.3B | $1.6B | +15.8% | |
| Tax Expense | $1.9B | $2.0B | $1.6B | $1.4B | $1.0B | $862.0M | -5.4% | |
| Profit After Tax | $5.1B | $4.0B | $3.5B | $2.9B | $2.3B | $751.0M | +26.1% | |
| Attributable to Shareholders | $5.1B | $4.0B | $3.5B | $2.9B | $2.3B | $724.0M | +25.6% | |
| Minority Interests | $12.0M | -$8.0M | -$7.0M | -$46.0M | -$2.0M | $27.0M | +250.0% | |
| Total Comprehensive Income | $6.8B | $3.5B | $4.3B | -$876.0M | $1.5B | $1.7B | +96.3% | |
| Basic EPS | $2 | $1 | $1 | $1 | $61 | $10 | +38.3% | |
| Diluted EPS | $2 | $1 | $1 | $1 | $60 | $10 | +37.7% | |
| FY25 | FY24 | FY23 | FY22 | FY21 | FY20 | YoY | Trend | |
|---|---|---|---|---|---|---|---|---|
| Revenue | ||||||||
| Total Income / Revenue | $20.9B | $19.5B | $18.0B | $16.3B | $14.7B | $14.8B | +7.2% | |
| Fee & Commission Income | $5.3B | $4.6B | $4.1B | $4.0B | $4.5B | $3.9B | +15.7% | |
| Expenses | ||||||||
| Staff Costs | $9.1B | $8.5B | $8.3B | $7.6B | $7.7B | $6.9B | +7.0% | |
| Operating Expenses | $13.3B | $12.5B | $11.6B | $10.9B | $10.9B | $10.4B | +6.4% | |
| Depreciation & Amortisation | $1.2B | $1.1B | $1.1B | $1.2B | $1.2B | $1.3B | +3.9% | |
| Impairment Charges | $672.0M | $547.0M | $508.0M | $836.0M | $254.0M | $2.3B | +22.9% | |
| Profit | ||||||||
| Operating Profit | $7.6B | $7.0B | $6.5B | $5.4B | $3.8B | $4.4B | +8.5% | |
| Finance Income | $24.5B | $27.9B | $27.2B | $15.3B | $10.2B | $12.3B | -11.9% | |
| Finance Costs | $18.6B | $21.5B | $19.5B | $7.7B | $3.4B | $5.4B | -13.5% | |
| Profit Before Tax | $7.0B | $6.0B | $5.1B | $4.3B | $3.3B | $1.6B | +15.8% | |
| Tax Expense | $1.9B | $2.0B | $1.6B | $1.4B | $1.0B | $862.0M | -5.4% | |
| Profit After Tax | $5.1B | $4.0B | $3.5B | $2.9B | $2.3B | $751.0M | +26.1% | |
| Attributable to Shareholders | $5.1B | $4.0B | $3.5B | $2.9B | $2.3B | $724.0M | +25.6% | |
| Minority Interests | $12.0M | -$8.0M | -$7.0M | -$46.0M | -$2.0M | $27.0M | +250.0% | |
| Total Comprehensive Income | $6.8B | $3.5B | $4.3B | -$876.0M | $1.5B | $1.7B | +96.3% | |
| Basic EPS | $2 | $1 | $1 | $1 | $61 | $10 | +38.3% | |
| Diluted EPS | $2 | $1 | $1 | $1 | $60 | $10 | +37.7% | |
