Standard Chartered PLC and
Standard Chartered Bank

2 January 2026

NOT FOR DISTRIBUTION OR TRANSMISSION, DIRECTLY OR INDIRECTLY, IN OR INTO THE UNITED STATES

PUBLICATION OF SUPPLEMENTARY PROSPECTUS

The following supplementary prospectus has been approved by the United Kingdom Financial Conduct Authority and is available for viewing:

Supplementary prospectus dated 2 January 2026 (the "Supplementary Prospectus") supplementing the base prospectus dated 23 April 2025 (the "Base Prospectus"), as supplemented by the supplementary prospectuses dated 2 May 2025, 31 July 2025 and 30 October 2025, relating to a U.S.$77,500,000,000 debt issuance programme with Standard Chartered PLC and Standard Chartered Bank as issuers (the Base Prospectus as supplemented from time to time, the "Prospectus").

To view the full document, please paste the following URL into the address bar of the browser.

http://www.rns-pdf.londonstockexchange.com/rns/4949N_1-2026-1-2.pdf

A copy of the Supplementary Prospectus has been submitted to the National Storage Mechanism and will shortly be available for inspection at: https://data.fca.org.uk/#/nsm/nationalstoragemechanism.

For further information, please contact

Daniel Banks

Debt Investor Relations

Tel: +44 (0) 7345 333 430

Shaun Gamble

Group Media Relations

Tel: +44 (0) 7766 443 662

DISCLAIMER - INTENDED ADDRESSEES

Please note that the information contained in the Supplementary Prospectus and the Prospectus may be addressed to and/or targeted at persons who are residents of particular countries (specified in the Prospectus) only and is not intended for use and should not be relied upon by any person outside these countries and/or to whom the offer contained in the Prospectus is not addressed. Prior to relying on the information contained in the Supplementary Prospectus or the Prospectus you must ascertain from the Prospectus whether or not you are part of the intended addressees of the information contained therein.

The Notes offered by the Prospectus have not been and will not be registered under the United States Securities Act of 1933, as amended (the "Securities Act"), or any relevant securities laws of any state of the United States and are subject to United States tax law requirements. Subject to certain exceptions, the Notes may not be offered, sold or delivered in the United States, as defined in Regulation S under the Securities Act. The Prospectus may not be accessed from, or transmitted in or into, the United States.

Your right to access this service is conditional upon complying with the above requirement.

Standard Chartered PLC LEI: U4LOSYZ7YG4W3S5F2G91

Standard Chartered Bank LEI: RILFO74KP1CM8P6PCT96

END