Secure Trust Bank PLC

31 October 2025

SECURE TRUST BANK PLC

("STB" or the "Company")

Retirement of Non-Executive Director

The Company announces the retirement of Ann Berresford, who has reached her nine-year tenure, and will step down from the Board with effect from 30 December 2025. In addition to her role as a non-executive director, Ann also serves as the Chair of the Audit Committee, Senior Independent Director and a member of the Risk Committee. The Board is pleased to implement the succession plans in place and announces the following changes to roles within the Board and its Committees.

Steve Colsell will be appointed Chair of the Audit Committee (subject to regulatory approval) and a member of the Risk Committee with effect from 30 December 2025.

Julie Hopes will be appointed Senior Independent Director (subject to regulatory approval) and Deputy Chair with effect from 30 December 2025.

Jim Brown, Chairman of STB said:

"I would like to extend our deepest gratitude to Ann Berresford, who has served on the Board since November 2016. She has made a significant contribution to the strategic development of the Group, has led a highly effective Audit Committee and undertaken her role as Senior Independent Director with rigour. On behalf of all of our stakeholders I thank her for her dedication and wish her all the very best for the future."

Enquiries:

Secure Trust Bank PLC

Ian Corfield, Chief Executive Officer

Rachel Lawrence, Chief Financial Officer

Phil Deakin, Strategy and Corporate Development Director

Tel: 0121 693 9100

Investec Bank plc (Joint Broker)

Christopher Baird

David Anderson

Maria Gomez de Olea

Tel: +44 (0) 20 7597 5970

Shore Capital Stockbrokers (Joint Broker)

Mark Percy / Sophie Collins (Corporate Advisory)

Guy Wiehahn (Corporate Broking)

Tel: +44 (0) 20 7408 4090

Camarco

Geoffrey Pelham-Lane, Amrith Uppuluri

securetrustbank@camarco.co.uk

Tel: +44 (0) 7733 124 226, +44 (0) 7763 083 058

About STB

STB is an established, well‐funded and capitalised UK retail bank with a 72-year trading track record. Secure Trust Bank operates principally from its head office in Solihull, West Midlands.   The Group's diversified lending portfolio currently focuses on two sectors:

(i)            Business Finance through its Real Estate Finance and Commercial Finance divisions; and

(ii)           Consumer Finance through its V12 Retail Finance division.

Secure Trust Bank PLC is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Secure Trust Bank PLC, Yorke House, Arleston Way, Solihull, B90 4LH.