| FY25 | FY24 | FY23 | FY22 | FY21 | FY20 | YoY | Trend | |
|---|---|---|---|---|---|---|---|---|
| Revenue | ||||||||
| Interest Income | £2.7B | £2.5B | £2.0B | £1.2B | £962.7M | £900.5M | +7.1% | |
| Fee & Commission Income | £12.1M | £16.9M | £20.0M | £21.6M | £24.1M | £21.8M | -28.4% | |
| Expenses | ||||||||
| Operating Expenses | £387.8M | £343.1M | £312.3M | £276.9M | £251.8M | £250.0M | +13.0% | |
| Depreciation & Amortisation | £19.8M | £23.5M | £20.4M | £21.8M | £22.7M | £25.8M | -15.7% | |
| Profit | ||||||||
| Finance Income | £3.2B | £3.4B | £3.0B | £1.4B | £993.5M | £938.0M | -5.9% | |
| Finance Costs | £2.3B | £2.6B | £2.2B | £712.9M | £456.1M | £500.0M | -12.6% | |
| Profit Before Tax | £377.9M | £383.7M | £450.3M | £502.5M | £320.0M | £161.3M | -1.5% | |
| Tax Expense | £102.4M | £102.0M | £118.6M | £123.2M | £62.9M | £37.8M | +0.4% | |
| Profit After Tax | £275.5M | £281.7M | £331.7M | £379.3M | £257.1M | £123.5M | -2.2% | |
| Total Comprehensive Income | £266.6M | £276.2M | £302.0M | £307.9M | £291.7M | £129.9M | -3.5% | |
| FY25 | FY24 | FY23 | FY22 | FY21 | FY20 | YoY | Trend | |
|---|---|---|---|---|---|---|---|---|
| Revenue | ||||||||
| Interest Income | £2.7B | £2.5B | £2.0B | £1.2B | £962.7M | £900.5M | +7.1% | |
| Fee & Commission Income | £12.1M | £16.9M | £20.0M | £21.6M | £24.1M | £21.8M | -28.4% | |
| Expenses | ||||||||
| Operating Expenses | £387.8M | £343.1M | £312.3M | £276.9M | £251.8M | £250.0M | +13.0% | |
| Depreciation & Amortisation | £19.8M | £23.5M | £20.4M | £21.8M | £22.7M | £25.8M | -15.7% | |
| Profit | ||||||||
| Finance Income | £3.2B | £3.4B | £3.0B | £1.4B | £993.5M | £938.0M | -5.9% | |
| Finance Costs | £2.3B | £2.6B | £2.2B | £712.9M | £456.1M | £500.0M | -12.6% | |
| Profit Before Tax | £377.9M | £383.7M | £450.3M | £502.5M | £320.0M | £161.3M | -1.5% | |
| Tax Expense | £102.4M | £102.0M | £118.6M | £123.2M | £62.9M | £37.8M | +0.4% | |
| Profit After Tax | £275.5M | £281.7M | £331.7M | £379.3M | £257.1M | £123.5M | -2.2% | |
| Total Comprehensive Income | £266.6M | £276.2M | £302.0M | £307.9M | £291.7M | £129.9M | -3.5% | |
