Secondary share class. The ordinary shares trade as VMUK (Virgin Money UK plc). Director, financial and RNS data shown here are for the issuer.

Virgin Money UK PLC Financials

Bond

Secondary share class. The ordinary shares trade as VMUK (Virgin Money UK plc). Director, financial and RNS data shown here are for the issuer.

Virgin Money UK PLC Financials

Bond

Secondary share class. The ordinary shares trade as VMUK (Virgin Money UK plc). Director, financial and RNS data shown here are for the issuer.

Bond

Secondary share class. The ordinary shares trade as VMUK (Virgin Money UK plc). Director, financial and RNS data shown here are for the issuer.

Bond

	FY23	FY22	FY21	YoY
Operating Activities
Profit Before Tax	£345.0M	£595.0M	£417.0M	-42.0%
Interest Received	£3.3B	£2.1B	£2.1B	+56.3%
Interest Paid	£1.2B	£378.0M	£461.0M	+210.3%
Net Cash from Operating	£954.0M	£1.9B	£597.0M	-50.2%
Investing Activities
Capital Expenditure	£9.0M	£13.0M	£26.0M	-30.8%
Net Cash from Investing	-£869.0M	-£1.4B	£465.0M	+36.5%
Financing Activities
Share Buybacks	£112.0M	£53.0M	—	+111.3%
Dividends Paid	£148.0M	£50.0M	—	+196.0%
Net Cash from Financing	-£1.0B	£1.8B	-£623.0M	-156.5%
Cash Movement

Currency: GBPPeriods: 3

Source: Annual Reports

	FY23	FY22	FY21	YoY
Operating Activities
Profit Before Tax	£345.0M	£595.0M	£417.0M	-42.0%
Interest Received	£3.3B	£2.1B	£2.1B	+56.3%
Interest Paid	£1.2B	£378.0M	£461.0M	+210.3%
Net Cash from Operating	£954.0M	£1.9B	£597.0M	-50.2%
Investing Activities
Capital Expenditure	£9.0M	£13.0M	£26.0M	-30.8%
Net Cash from Investing	-£869.0M	-£1.4B	£465.0M	+36.5%
Financing Activities
Share Buybacks	£112.0M	£53.0M	—	+111.3%
Dividends Paid	£148.0M	£50.0M	—	+196.0%
Net Cash from Financing	-£1.0B	£1.8B	-£623.0M	-156.5%
Cash Movement

Currency: GBPPeriods: 3

Source: Annual Reports

	FY23	FY22	FY21	YoY
Operating Activities
Profit Before Tax	£345.0M	£595.0M	£417.0M	-42.0%
Interest Received	£3.3B	£2.1B	£2.1B	+56.3%
Interest Paid	£1.2B	£378.0M	£461.0M	+210.3%
Net Cash from Operating	£954.0M	£1.9B	£597.0M	-50.2%
Investing Activities
Capital Expenditure	£9.0M	£13.0M	£26.0M	-30.8%
Net Cash from Investing	-£869.0M	-£1.4B	£465.0M	+36.5%
Financing Activities
Share Buybacks	£112.0M	£53.0M	—	+111.3%
Dividends Paid	£148.0M	£50.0M	—	+196.0%
Net Cash from Financing	-£1.0B	£1.8B	-£623.0M	-156.5%
Cash Movement

Currency: GBPPeriods: 3

Source: Annual Reports

	FY23	FY22	FY21	YoY
Operating Activities
Profit Before Tax	£345.0M	£595.0M	£417.0M	-42.0%
Interest Received	£3.3B	£2.1B	£2.1B	+56.3%
Interest Paid	£1.2B	£378.0M	£461.0M	+210.3%
Net Cash from Operating	£954.0M	£1.9B	£597.0M	-50.2%
Investing Activities
Capital Expenditure	£9.0M	£13.0M	£26.0M	-30.8%
Net Cash from Investing	-£869.0M	-£1.4B	£465.0M	+36.5%
Financing Activities
Share Buybacks	£112.0M	£53.0M	—	+111.3%
Dividends Paid	£148.0M	£50.0M	—	+196.0%
Net Cash from Financing	-£1.0B	£1.8B	-£623.0M	-156.5%
Cash Movement

Currency: GBPPeriods: 3

Source: Annual Reports