| Line item | Value |
|---|---|
| FY24 | FY23 | FY22 | FY21 | FY20 | YoY | Trend | |
|---|---|---|---|---|---|---|---|
| Revenue | |||||||
| Interest Income | £2.0B | £1.7B | £1.1B | £748.0M | £863.0M | +16.8% | |
| Fee & Commission Income | £191.0M | £171.0M | £179.0M | £118.0M | £108.0M | +11.7% | |
| Trading Income | — | — | -£39.0M | -£16.0M | £166.0M | — | |
| Other Operating Income | £8.0M | £9.0M | £7.0M | £4.0M | £5.0M | -11.1% | |
| Expenses | |||||||
| Staff Costs | £201.0M | £186.0M | £172.0M | £158.0M | £140.0M | +8.1% | |
| Operating Expenses | £226.0M | £228.0M | £209.0M | £226.0M | £322.0M | -0.9% | |
| Profit | |||||||
| Finance Costs | £1.3B | £993.0M | £476.0M | £217.0M | £348.0M | +28.0% | |
| Profit Before Tax | £743.0M | £650.0M | £563.0M | £264.0M | £390.0M | +14.3% | |
| Tax Expense | £172.0M | £160.0M | £118.0M | £59.0M | £50.0M | +7.5% | |
| Profit After Tax | £571.0M | £490.0M | £445.0M | £205.0M | £340.0M | +16.5% | |
| Attributable to Shareholders | £439.0M | £374.0M | £345.0M | £149.0M | £258.0M | +17.4% | |
| Minority Interests | £0 | £0 | £0 | £0 | £1.0M | — | |
| Total Comprehensive Income | £570.0M | £489.0M | £448.0M | £207.0M | £339.0M | +16.6% | |
| Basic EPS | £16 | £14 | £13 | £6 | £12 | +16.5% | |
| Diluted EPS | £16 | £14 | £13 | £6 | £12 | +16.5% | |