SpareBank 1 Østfold Akershus (SOAG) Balance Sheet

	FY24	FY23	FY22	FY21	FY20	YoY
Assets
Cash & Equivalents	£665.0M	£1.4B	£1.1B	£1.3B	£1.6B	-53.7%
Central Bank Balances	£100.0M	£101.0M	£93.0M	£94.0M	£92.0M	-1.0%
Loans to Banks	£1.2B	£1.7B	£1.4B	£1.7B	£1.9B	-32.0%
Loans to Customers	£23.4B	£22.0B	£21.2B	£20.6B	£20.1B	+6.2%
Property, Plant & Equipment	£269.0M	£283.0M	£280.0M	£276.0M	£274.0M	-4.9%
Goodwill	£33.0M	£34.0M	—	—	—	-2.9%
Deferred Tax Assets	—	£8.0M	£16.0M	£11.0M	£1.0M	—
Total Assets	£29.4B	£28.0B	£26.7B	£26.4B	£25.6B	+5.0%
Liabilities
Deposits from Banks	£4.0M	£14.0M	£10.0M	£3.0M	£205.0M	-71.4%
Deposits from Customers	£19.1B	£18.7B	£18.1B	£17.7B	£16.5B	+1.9%
Subordinated Liabilities	£452.0M	£151.0M	£151.0M	£151.0M	£150.0M	+199.3%
Deferred Tax Liabilities	—	£0	£4.0M	£1.0M	£4.0M	—
Current Tax Liabilities	—	£142.0M	£118.0M	£119.0M	£82.0M	—
Other Liabilities	£334.0M	£195.0M	£162.0M	£157.0M	£138.0M	+71.3%
Total Liabilities	£24.4B	£23.5B	£22.4B	£22.3B	£21.9B	+3.7%
Equity
Share Capital	£1.2B	£1.2B	£1.2B	£1.2B	£1.2B	+0.0%
Share Premium	£247.0M	£247.0M	£247.0M	£247.0M	£247.0M	+0.0%
Other Reserves	£283.0M	£170.0M	£269.0M	£290.0M	£284.0M	+66.5%
Total Equity	£5.0B	£4.5B	£4.3B	£4.1B	£3.7B	+11.5%

Currency: NOKPeriods: 5

Source: Annual Reports

SpareBank 1 Østfold Akershus — Balance Sheet