| FY24 | FY23 | FY22 | FY21 | FY20 | YoY | Trend | |
|---|---|---|---|---|---|---|---|
| Assets | |||||||
| Cash & Equivalents | £449.5M | £439.1M | £292.4M | £287.2M | £382.0M | +2.4% | |
| Central Bank Balances | £441.2M | £430.2M | £290.1M | £286.1M | £374.9M | +2.6% | |
| Loans to Banks | £21.6M | £31.0M | £16.0M | £16.1M | £64.5M | -30.3% | |
| Loans to Customers | £4.2B | £3.5B | £2.9B | £3.0B | £3.1B | +18.6% | |
| Debt Securities | £184.7M | £246.2M | £91.0M | £127.1M | £193.7M | -25.0% | |
| Derivative Assets | £80.9M | £105.2M | £142.6M | £26.1M | £800K | -23.1% | |
| Property, Plant & Equipment | £8.0M | £8.4M | £8.3M | £10.0M | £10.9M | -4.8% | |
| Deferred Tax Assets | £400K | £1.1M | £2.2M | £1.7M | £2.7M | -63.6% | |
| Current Tax Assets | — | £3.0M | £700K | — | £2.0M | — | |
| Other Assets | £6.7M | £4.8M | £4.4M | £3.9M | £5.8M | +39.6% | |
| Total Assets | £5.2B | £4.5B | £3.8B | £3.6B | £3.8B | +16.8% | |
| Liabilities | |||||||
| Trade Payables | £13.2M | £11.4M | £9.3M | £6.3M | £5.7M | +15.8% | |
| Deposits from Banks | £327.1M | £288.1M | £419.0M | £346.1M | £456.6M | +13.5% | |
| Deposits from Customers | £4.4B | £3.6B | £3.0B | £2.9B | £2.8B | +22.0% | |
| Derivative Liabilities | £22.9M | £43.9M | £14.4M | £6.5M | £32.5M | -47.8% | |
| Provisions | £2.0M | — | — | — | — | — | |
| Current Tax Liabilities | £1.2M | — | — | £600K | — | — | |
| Total Liabilities | £5.0B | £4.2B | £3.6B | £3.4B | £3.6B | +17.5% | |
| Equity | |||||||
| Retained Earnings | £253.3M | £243.3M | £235.0M | £219.2M | £206.3M | +4.1% | |
| Total Equity | £253.3M | £243.5M | £231.6M | £219.1M | £206.3M | +4.0% | |
| FY24 | FY23 | FY22 | FY21 | FY20 | YoY | Trend | |
|---|---|---|---|---|---|---|---|
| Assets | |||||||
| Cash & Equivalents | £449.5M | £439.1M | £292.4M | £287.2M | £382.0M | +2.4% | |
| Central Bank Balances | £441.2M | £430.2M | £290.1M | £286.1M | £374.9M | +2.6% | |
| Loans to Banks | £21.6M | £31.0M | £16.0M | £16.1M | £64.5M | -30.3% | |
| Loans to Customers | £4.2B | £3.5B | £2.9B | £3.0B | £3.1B | +18.6% | |
| Debt Securities | £184.7M | £246.2M | £91.0M | £127.1M | £193.7M | -25.0% | |
| Derivative Assets | £80.9M | £105.2M | £142.6M | £26.1M | £800K | -23.1% | |
| Property, Plant & Equipment | £8.0M | £8.4M | £8.3M | £10.0M | £10.9M | -4.8% | |
| Deferred Tax Assets | £400K | £1.1M | £2.2M | £1.7M | £2.7M | -63.6% | |
| Current Tax Assets | — | £3.0M | £700K | — | £2.0M | — | |
| Other Assets | £6.7M | £4.8M | £4.4M | £3.9M | £5.8M | +39.6% | |
| Total Assets | £5.2B | £4.5B | £3.8B | £3.6B | £3.8B | +16.8% | |
| Liabilities | |||||||
| Trade Payables | £13.2M | £11.4M | £9.3M | £6.3M | £5.7M | +15.8% | |
| Deposits from Banks | £327.1M | £288.1M | £419.0M | £346.1M | £456.6M | +13.5% | |
| Deposits from Customers | £4.4B | £3.6B | £3.0B | £2.9B | £2.8B | +22.0% | |
| Derivative Liabilities | £22.9M | £43.9M | £14.4M | £6.5M | £32.5M | -47.8% | |
| Provisions | £2.0M | — | — | — | — | — | |
| Current Tax Liabilities | £1.2M | — | — | £600K | — | — | |
| Total Liabilities | £5.0B | £4.2B | £3.6B | £3.4B | £3.6B | +17.5% | |
| Equity | |||||||
| Retained Earnings | £253.3M | £243.3M | £235.0M | £219.2M | £206.3M | +4.1% | |
| Total Equity | £253.3M | £243.5M | £231.6M | £219.1M | £206.3M | +4.0% | |
