| FY24 | FY23 | FY22 | FY21 | FY20 | YoY | Trend | |
|---|---|---|---|---|---|---|---|
| Revenue | |||||||
| Total Income / Revenue | £88.4M | £69.0M | £74.6M | £55.9M | £39.0M | +28.1% | |
| Interest Income | £267.3M | £200.6M | £97.7M | £65.4M | £69.5M | +33.3% | |
| Fee & Commission Income | £2.0M | £2.5M | £3.1M | £3.0M | £2.1M | -20.0% | |
| Expenses | |||||||
| Operating Expenses | £59.4M | £52.3M | £42.8M | £36.5M | £35.3M | +13.6% | |
| Depreciation & Amortisation | £4.9M | £6.7M | £10.7M | £6.8M | £9.1M | -26.9% | |
| Profit | |||||||
| Operating Profit | £24.1M | £10.0M | £21.1M | £12.6M | -£5.4M | +141.0% | |
| Finance Income | £278.0M | £205.5M | £98.8M | £64.4M | £68.8M | +35.3% | |
| Finance Costs | £194.4M | £125.2M | £36.0M | £18.5M | £28.2M | +55.3% | |
| Profit Before Tax | £13.9M | £8.3M | £18.9M | £14.9M | -£8.2M | +67.5% | |
| Tax Expense | £4.6M | — | £3.1M | £2.5M | -£1.2M | — | |
| Profit After Tax | £9.3M | £8.3M | £15.8M | £12.6M | -£7.2M | +12.0% | |
| Total Comprehensive Income | £9.8M | £11.9M | £12.5M | £12.8M | -£9.9M | -17.6% | |
| FY24 | FY23 | FY22 | FY21 | FY20 | YoY | Trend | |
|---|---|---|---|---|---|---|---|
| Revenue | |||||||
| Total Income / Revenue | £88.4M | £69.0M | £74.6M | £55.9M | £39.0M | +28.1% | |
| Interest Income | £267.3M | £200.6M | £97.7M | £65.4M | £69.5M | +33.3% | |
| Fee & Commission Income | £2.0M | £2.5M | £3.1M | £3.0M | £2.1M | -20.0% | |
| Expenses | |||||||
| Operating Expenses | £59.4M | £52.3M | £42.8M | £36.5M | £35.3M | +13.6% | |
| Depreciation & Amortisation | £4.9M | £6.7M | £10.7M | £6.8M | £9.1M | -26.9% | |
| Profit | |||||||
| Operating Profit | £24.1M | £10.0M | £21.1M | £12.6M | -£5.4M | +141.0% | |
| Finance Income | £278.0M | £205.5M | £98.8M | £64.4M | £68.8M | +35.3% | |
| Finance Costs | £194.4M | £125.2M | £36.0M | £18.5M | £28.2M | +55.3% | |
| Profit Before Tax | £13.9M | £8.3M | £18.9M | £14.9M | -£8.2M | +67.5% | |
| Tax Expense | £4.6M | — | £3.1M | £2.5M | -£1.2M | — | |
| Profit After Tax | £9.3M | £8.3M | £15.8M | £12.6M | -£7.2M | +12.0% | |
| Total Comprehensive Income | £9.8M | £11.9M | £12.5M | £12.8M | -£9.9M | -17.6% | |
