Quilter PLC Financials

	FY25	FY24	FY23	FY22	FY21	FY20	YoY
Assets
Cash & Equivalents	£2.2B	£1.9B	£1.9B	£1.8B	£2.1B	£1.9B	+10.4%
Loans to Customers	£44.0M	£56.0M	£38.0M	£34.0M	£29.0M	£219.0M	-21.4%
Derivative Assets	£24.0M	£26.0M	£57.0M	£40.0M	£14.0M	£43.0M	-7.7%
Investment Property	£8.0M	£9.0M	£10.0M	—	—	—	-11.1%
Property, Plant & Equipment	—	£91.0M	£91.0M	£112.0M	£131.0M	£142.0M	—
Deferred Tax Assets	£88.0M	£115.0M	£91.0M	£94.0M	£88.0M	£78.0M	-23.5%
Current Tax Assets	—	£45.0M	£33.0M	£10.0M	—	£24.0M	—
Total Assets	£76.5B	£62.4B	£53.3B	£46.4B	£50.7B	£67.4B	+22.6%
Liabilities
Derivative Liabilities	£24.0M	£53.0M	£25.0M	£20.0M	£15.0M	£20.0M	-54.7%
Provisions	£63.0M	£111.0M	£46.0M	£69.0M	£93.0M	£77.0M	-43.2%
Deferred Tax Liabilities	£180.0M	£96.0M	£64.0M	£24.0M	£139.0M	£106.0M	+87.5%
Current Tax Liabilities	£2.0M	£1.0M	£2.0M	£1.0M	£2.0M	£1.0M	+100.0%
Total Liabilities	£75.1B	£61.0B	£51.8B	£44.9B	£49.0B	£65.5B	+23.0%
Equity
Share Capital	£115.0M	£115.0M	£115.0M	£115.0M	£116.0M	£125.0M	+0.0%
Share Premium	£58.0M	£58.0M	£58.0M	£58.0M	£58.0M	£58.0M	+0.0%
Retained Earnings	£907.0M	£863.0M	£958.0M	£989.0M	£1.5B	£1.5B	+5.1%
Other Reserves	—	-£1.0M	—	-£1.0M	-£1.0M	£1.0M	—
Total Equity	£1.5B	£1.4B	£1.5B	£1.5B	£1.7B	£1.9B	+3.0%

Currency: GBPPeriods: 6

Source: Annual Reports

	FY25	FY24	FY23	FY22	FY21	FY20	YoY
Assets
Cash & Equivalents	£2.2B	£1.9B	£1.9B	£1.8B	£2.1B	£1.9B	+10.4%
Loans to Customers	£44.0M	£56.0M	£38.0M	£34.0M	£29.0M	£219.0M	-21.4%
Derivative Assets	£24.0M	£26.0M	£57.0M	£40.0M	£14.0M	£43.0M	-7.7%
Investment Property	£8.0M	£9.0M	£10.0M	—	—	—	-11.1%
Property, Plant & Equipment	—	£91.0M	£91.0M	£112.0M	£131.0M	£142.0M	—
Deferred Tax Assets	£88.0M	£115.0M	£91.0M	£94.0M	£88.0M	£78.0M	-23.5%
Current Tax Assets	—	£45.0M	£33.0M	£10.0M	—	£24.0M	—
Total Assets	£76.5B	£62.4B	£53.3B	£46.4B	£50.7B	£67.4B	+22.6%
Liabilities
Derivative Liabilities	£24.0M	£53.0M	£25.0M	£20.0M	£15.0M	£20.0M	-54.7%
Provisions	£63.0M	£111.0M	£46.0M	£69.0M	£93.0M	£77.0M	-43.2%
Deferred Tax Liabilities	£180.0M	£96.0M	£64.0M	£24.0M	£139.0M	£106.0M	+87.5%
Current Tax Liabilities	£2.0M	£1.0M	£2.0M	£1.0M	£2.0M	£1.0M	+100.0%
Total Liabilities	£75.1B	£61.0B	£51.8B	£44.9B	£49.0B	£65.5B	+23.0%
Equity
Share Capital	£115.0M	£115.0M	£115.0M	£115.0M	£116.0M	£125.0M	+0.0%
Share Premium	£58.0M	£58.0M	£58.0M	£58.0M	£58.0M	£58.0M	+0.0%
Retained Earnings	£907.0M	£863.0M	£958.0M	£989.0M	£1.5B	£1.5B	+5.1%
Other Reserves	—	-£1.0M	—	-£1.0M	-£1.0M	£1.0M	—
Total Equity	£1.5B	£1.4B	£1.5B	£1.5B	£1.7B	£1.9B	+3.0%

Currency: GBPPeriods: 6

Source: Annual Reports

	FY25	FY24	FY23	FY22	FY21	FY20	YoY
Assets
Cash & Equivalents	£2.2B	£1.9B	£1.9B	£1.8B	£2.1B	£1.9B	+10.4%
Loans to Customers	£44.0M	£56.0M	£38.0M	£34.0M	£29.0M	£219.0M	-21.4%
Derivative Assets	£24.0M	£26.0M	£57.0M	£40.0M	£14.0M	£43.0M	-7.7%
Investment Property	£8.0M	£9.0M	£10.0M	—	—	—	-11.1%
Property, Plant & Equipment	—	£91.0M	£91.0M	£112.0M	£131.0M	£142.0M	—
Deferred Tax Assets	£88.0M	£115.0M	£91.0M	£94.0M	£88.0M	£78.0M	-23.5%
Current Tax Assets	—	£45.0M	£33.0M	£10.0M	—	£24.0M	—
Total Assets	£76.5B	£62.4B	£53.3B	£46.4B	£50.7B	£67.4B	+22.6%
Liabilities
Derivative Liabilities	£24.0M	£53.0M	£25.0M	£20.0M	£15.0M	£20.0M	-54.7%
Provisions	£63.0M	£111.0M	£46.0M	£69.0M	£93.0M	£77.0M	-43.2%
Deferred Tax Liabilities	£180.0M	£96.0M	£64.0M	£24.0M	£139.0M	£106.0M	+87.5%
Current Tax Liabilities	£2.0M	£1.0M	£2.0M	£1.0M	£2.0M	£1.0M	+100.0%
Total Liabilities	£75.1B	£61.0B	£51.8B	£44.9B	£49.0B	£65.5B	+23.0%
Equity
Share Capital	£115.0M	£115.0M	£115.0M	£115.0M	£116.0M	£125.0M	+0.0%
Share Premium	£58.0M	£58.0M	£58.0M	£58.0M	£58.0M	£58.0M	+0.0%
Retained Earnings	£907.0M	£863.0M	£958.0M	£989.0M	£1.5B	£1.5B	+5.1%
Other Reserves	—	-£1.0M	—	-£1.0M	-£1.0M	£1.0M	—
Total Equity	£1.5B	£1.4B	£1.5B	£1.5B	£1.7B	£1.9B	+3.0%

Currency: GBPPeriods: 6

Source: Annual Reports

	FY25	FY24	FY23	FY22	FY21	FY20	YoY
Assets
Cash & Equivalents	£2.2B	£1.9B	£1.9B	£1.8B	£2.1B	£1.9B	+10.4%
Loans to Customers	£44.0M	£56.0M	£38.0M	£34.0M	£29.0M	£219.0M	-21.4%
Derivative Assets	£24.0M	£26.0M	£57.0M	£40.0M	£14.0M	£43.0M	-7.7%
Investment Property	£8.0M	£9.0M	£10.0M	—	—	—	-11.1%
Property, Plant & Equipment	—	£91.0M	£91.0M	£112.0M	£131.0M	£142.0M	—
Deferred Tax Assets	£88.0M	£115.0M	£91.0M	£94.0M	£88.0M	£78.0M	-23.5%
Current Tax Assets	—	£45.0M	£33.0M	£10.0M	—	£24.0M	—
Total Assets	£76.5B	£62.4B	£53.3B	£46.4B	£50.7B	£67.4B	+22.6%
Liabilities
Derivative Liabilities	£24.0M	£53.0M	£25.0M	£20.0M	£15.0M	£20.0M	-54.7%
Provisions	£63.0M	£111.0M	£46.0M	£69.0M	£93.0M	£77.0M	-43.2%
Deferred Tax Liabilities	£180.0M	£96.0M	£64.0M	£24.0M	£139.0M	£106.0M	+87.5%
Current Tax Liabilities	£2.0M	£1.0M	£2.0M	£1.0M	£2.0M	£1.0M	+100.0%
Total Liabilities	£75.1B	£61.0B	£51.8B	£44.9B	£49.0B	£65.5B	+23.0%
Equity
Share Capital	£115.0M	£115.0M	£115.0M	£115.0M	£116.0M	£125.0M	+0.0%
Share Premium	£58.0M	£58.0M	£58.0M	£58.0M	£58.0M	£58.0M	+0.0%
Retained Earnings	£907.0M	£863.0M	£958.0M	£989.0M	£1.5B	£1.5B	+5.1%
Other Reserves	—	-£1.0M	—	-£1.0M	-£1.0M	£1.0M	—
Total Equity	£1.5B	£1.4B	£1.5B	£1.5B	£1.7B	£1.9B	+3.0%

Currency: GBPPeriods: 6

Source: Annual Reports