| FY24 | FY23 | FY22 | FY21 | FY20 | YoY | Trend | |
|---|---|---|---|---|---|---|---|
| Assets | |||||||
| Cash & Equivalents | £1.5B | £1.3B | £1.6B | £1.7B | £2.1B | +12.0% | |
| Central Bank Balances | £1.2B | £1.0B | £1.4B | £1.5B | £1.8B | +12.3% | |
| Loans to Banks | £293.2M | £266.9M | £194.7M | £203.6M | £159.4M | +9.9% | |
| Loans to Customers | £96.1M | £115.6M | £169.8M | £179.8M | £166.2M | -16.9% | |
| Debt Securities | — | — | £1.0B | — | — | — | |
| Property, Plant & Equipment | £53.2M | £16.1M | £12.7M | £13.1M | £14.8M | +230.4% | |
| Current Tax Assets | £6.8M | £3.9M | £3.5M | £2.3M | — | +74.4% | |
| Total Assets | £4.3B | £4.2B | £3.4B | £3.3B | £3.4B | +1.6% | |
| Liabilities | |||||||
| Deposits from Banks | £3.8M | £12.4M | £1.0M | £2.2M | £893K | -69.4% | |
| Deposits from Customers | £2.4B | £2.3B | £2.5B | £2.3B | £2.6B | +4.4% | |
| Subordinated Liabilities | £39.9M | £39.9M | £39.9M | £39.9M | £19.8M | +0.0% | |
| Provisions | £28.1M | £25.5M | £12.9M | — | — | +10.2% | |
| Deferred Tax Liabilities | £78.0M | £86.0M | £7.5M | £13.8M | — | -9.3% | |
| Current Tax Liabilities | £500K | £500K | £247K | — | £971K | +0.0% | |
| Total Liabilities | £2.9B | £2.9B | £2.8B | £2.6B | £2.9B | +2.0% | |
| Equity | |||||||
| Share Capital | £5.5M | £5.4M | £3.2M | £3.1M | £2.9M | +1.9% | |
| Share Premium | £317.8M | £312.3M | £310.0M | £291.0M | £215.1M | +1.8% | |
| Retained Earnings | £279.8M | £263.7M | £297.2M | £288.8M | £270.8M | +6.1% | |
| Total Equity | £1.4B | £1.4B | £634.8M | £623.3M | £513.8M | +0.7% | |
| FY24 | FY23 | FY22 | FY21 | FY20 | YoY | Trend | |
|---|---|---|---|---|---|---|---|
| Assets | |||||||
| Cash & Equivalents | £1.5B | £1.3B | £1.6B | £1.7B | £2.1B | +12.0% | |
| Central Bank Balances | £1.2B | £1.0B | £1.4B | £1.5B | £1.8B | +12.3% | |
| Loans to Banks | £293.2M | £266.9M | £194.7M | £203.6M | £159.4M | +9.9% | |
| Loans to Customers | £96.1M | £115.6M | £169.8M | £179.8M | £166.2M | -16.9% | |
| Debt Securities | — | — | £1.0B | — | — | — | |
| Property, Plant & Equipment | £53.2M | £16.1M | £12.7M | £13.1M | £14.8M | +230.4% | |
| Current Tax Assets | £6.8M | £3.9M | £3.5M | £2.3M | — | +74.4% | |
| Total Assets | £4.3B | £4.2B | £3.4B | £3.3B | £3.4B | +1.6% | |
| Liabilities | |||||||
| Deposits from Banks | £3.8M | £12.4M | £1.0M | £2.2M | £893K | -69.4% | |
| Deposits from Customers | £2.4B | £2.3B | £2.5B | £2.3B | £2.6B | +4.4% | |
| Subordinated Liabilities | £39.9M | £39.9M | £39.9M | £39.9M | £19.8M | +0.0% | |
| Provisions | £28.1M | £25.5M | £12.9M | — | — | +10.2% | |
| Deferred Tax Liabilities | £78.0M | £86.0M | £7.5M | £13.8M | — | -9.3% | |
| Current Tax Liabilities | £500K | £500K | £247K | — | £971K | +0.0% | |
| Total Liabilities | £2.9B | £2.9B | £2.8B | £2.6B | £2.9B | +2.0% | |
| Equity | |||||||
| Share Capital | £5.5M | £5.4M | £3.2M | £3.1M | £2.9M | +1.9% | |
| Share Premium | £317.8M | £312.3M | £310.0M | £291.0M | £215.1M | +1.8% | |
| Retained Earnings | £279.8M | £263.7M | £297.2M | £288.8M | £270.8M | +6.1% | |
| Total Equity | £1.4B | £1.4B | £634.8M | £623.3M | £513.8M | +0.7% | |
