Standard Life PLC Financials

	FY25	FY24	FY23	FY22	FY22	FY21	YoY
Assets
Cash & Equivalents	£7.3B	£9.5B	£7.2B	£8.8B	£9.1B	£9.1B	-22.8%
Loans to Customers	—	£261.0M	£248.0M	£279.0M	£465.0M	£475.0M	—
Debt Securities	—	£88.3B	£93.4B	£83.1B	£104.8B	£104.8B	—
Derivative Assets	—	£2.6B	£2.8B	£4.1B	£4.6B	£4.6B	—
Investment Property	£4.5B	£4.4B	£3.7B	£3.7B	£5.3B	£5.3B	+3.6%
Property, Plant & Equipment	—	£91.0M	£106.0M	£125.0M	£130.0M	£130.0M	—
Goodwill	—	£10.0M	£10.0M	£10.0M	£10.0M	£10.0M	—
Intangible Assets	—	£128.0M	£106.0M	£211.0M	£118.0M	£232.0M	—
Deferred Tax Assets	£327.0M	£146.0M	£143.0M	£158.0M	—	—	+124.0%
Current Tax Assets	£298.0M	£523.0M	£502.0M	£519.0M	£419.0M	£419.0M	-43.0%
Total Assets	£332.2B	£307.9B	£299.3B	£285.2B	£327.8B	£333.8B	+7.9%
Liabilities
Borrowings	—	£3.6B	£3.9B	£4.0B	£4.2B	£4.2B	—
Derivative Liabilities	—	£4.1B	£3.3B	£5.9B	£1.2B	£1.2B	—
Provisions	£188.0M	£206.0M	£155.0M	£234.0M	£184.0M	£235.0M	-8.7%
Deferred Tax Liabilities	£490.0M	£198.0M	£257.0M	£660.0M	£1.4B	£1.4B	+147.5%
Current Tax Liabilities	£18.0M	£21.0M	£41.0M	£34.0M	£19.0M	£19.0M	-14.3%
Total Liabilities	£330.9B	£305.6B	£295.8B	£280.0B	£321.0B	£327.0B	+8.3%
Equity
Share Capital	£101.0M	£100.0M	£100.0M	£100.0M	£100.0M	£100.0M	+1.0%
Share Premium	£20.0M	£16.0M	£16.0M	£10.0M	£6.0M	£6.0M	+25.0%
Retained Earnings	-£584.0M	£375.0M	£469.0M	£2.1B	£3.7B	£3.8B	-255.7%
Other Reserves	£594.0M	£23.0M	£16.0M	£46.0M	£56.0M	£56.0M	+2482.6%
Minority Interests	£554.0M	£539.0M	£549.0M	£532.0M	£460.0M	£460.0M	+2.8%
Total Equity	£1.3B	£2.2B	£3.5B	£5.2B	£6.7B	£6.8B	-42.5%

Currency: GBPPeriods: 6

Source: Annual Reports

	FY25	FY24	FY23	FY22	FY22	FY21	YoY
Assets
Cash & Equivalents	£7.3B	£9.5B	£7.2B	£8.8B	£9.1B	£9.1B	-22.8%
Loans to Customers	—	£261.0M	£248.0M	£279.0M	£465.0M	£475.0M	—
Debt Securities	—	£88.3B	£93.4B	£83.1B	£104.8B	£104.8B	—
Derivative Assets	—	£2.6B	£2.8B	£4.1B	£4.6B	£4.6B	—
Investment Property	£4.5B	£4.4B	£3.7B	£3.7B	£5.3B	£5.3B	+3.6%
Property, Plant & Equipment	—	£91.0M	£106.0M	£125.0M	£130.0M	£130.0M	—
Goodwill	—	£10.0M	£10.0M	£10.0M	£10.0M	£10.0M	—
Intangible Assets	—	£128.0M	£106.0M	£211.0M	£118.0M	£232.0M	—
Deferred Tax Assets	£327.0M	£146.0M	£143.0M	£158.0M	—	—	+124.0%
Current Tax Assets	£298.0M	£523.0M	£502.0M	£519.0M	£419.0M	£419.0M	-43.0%
Total Assets	£332.2B	£307.9B	£299.3B	£285.2B	£327.8B	£333.8B	+7.9%
Liabilities
Borrowings	—	£3.6B	£3.9B	£4.0B	£4.2B	£4.2B	—
Derivative Liabilities	—	£4.1B	£3.3B	£5.9B	£1.2B	£1.2B	—
Provisions	£188.0M	£206.0M	£155.0M	£234.0M	£184.0M	£235.0M	-8.7%
Deferred Tax Liabilities	£490.0M	£198.0M	£257.0M	£660.0M	£1.4B	£1.4B	+147.5%
Current Tax Liabilities	£18.0M	£21.0M	£41.0M	£34.0M	£19.0M	£19.0M	-14.3%
Total Liabilities	£330.9B	£305.6B	£295.8B	£280.0B	£321.0B	£327.0B	+8.3%
Equity
Share Capital	£101.0M	£100.0M	£100.0M	£100.0M	£100.0M	£100.0M	+1.0%
Share Premium	£20.0M	£16.0M	£16.0M	£10.0M	£6.0M	£6.0M	+25.0%
Retained Earnings	-£584.0M	£375.0M	£469.0M	£2.1B	£3.7B	£3.8B	-255.7%
Other Reserves	£594.0M	£23.0M	£16.0M	£46.0M	£56.0M	£56.0M	+2482.6%
Minority Interests	£554.0M	£539.0M	£549.0M	£532.0M	£460.0M	£460.0M	+2.8%
Total Equity	£1.3B	£2.2B	£3.5B	£5.2B	£6.7B	£6.8B	-42.5%

Currency: GBPPeriods: 6

Source: Annual Reports

	FY25	FY24	FY23	FY22	FY22	FY21	YoY
Assets
Cash & Equivalents	£7.3B	£9.5B	£7.2B	£8.8B	£9.1B	£9.1B	-22.8%
Loans to Customers	—	£261.0M	£248.0M	£279.0M	£465.0M	£475.0M	—
Debt Securities	—	£88.3B	£93.4B	£83.1B	£104.8B	£104.8B	—
Derivative Assets	—	£2.6B	£2.8B	£4.1B	£4.6B	£4.6B	—
Investment Property	£4.5B	£4.4B	£3.7B	£3.7B	£5.3B	£5.3B	+3.6%
Property, Plant & Equipment	—	£91.0M	£106.0M	£125.0M	£130.0M	£130.0M	—
Goodwill	—	£10.0M	£10.0M	£10.0M	£10.0M	£10.0M	—
Intangible Assets	—	£128.0M	£106.0M	£211.0M	£118.0M	£232.0M	—
Deferred Tax Assets	£327.0M	£146.0M	£143.0M	£158.0M	—	—	+124.0%
Current Tax Assets	£298.0M	£523.0M	£502.0M	£519.0M	£419.0M	£419.0M	-43.0%
Total Assets	£332.2B	£307.9B	£299.3B	£285.2B	£327.8B	£333.8B	+7.9%
Liabilities
Borrowings	—	£3.6B	£3.9B	£4.0B	£4.2B	£4.2B	—
Derivative Liabilities	—	£4.1B	£3.3B	£5.9B	£1.2B	£1.2B	—
Provisions	£188.0M	£206.0M	£155.0M	£234.0M	£184.0M	£235.0M	-8.7%
Deferred Tax Liabilities	£490.0M	£198.0M	£257.0M	£660.0M	£1.4B	£1.4B	+147.5%
Current Tax Liabilities	£18.0M	£21.0M	£41.0M	£34.0M	£19.0M	£19.0M	-14.3%
Total Liabilities	£330.9B	£305.6B	£295.8B	£280.0B	£321.0B	£327.0B	+8.3%
Equity
Share Capital	£101.0M	£100.0M	£100.0M	£100.0M	£100.0M	£100.0M	+1.0%
Share Premium	£20.0M	£16.0M	£16.0M	£10.0M	£6.0M	£6.0M	+25.0%
Retained Earnings	-£584.0M	£375.0M	£469.0M	£2.1B	£3.7B	£3.8B	-255.7%
Other Reserves	£594.0M	£23.0M	£16.0M	£46.0M	£56.0M	£56.0M	+2482.6%
Minority Interests	£554.0M	£539.0M	£549.0M	£532.0M	£460.0M	£460.0M	+2.8%
Total Equity	£1.3B	£2.2B	£3.5B	£5.2B	£6.7B	£6.8B	-42.5%

Currency: GBPPeriods: 6

Source: Annual Reports

	FY25	FY24	FY23	FY22	FY22	FY21	YoY
Assets
Cash & Equivalents	£7.3B	£9.5B	£7.2B	£8.8B	£9.1B	£9.1B	-22.8%
Loans to Customers	—	£261.0M	£248.0M	£279.0M	£465.0M	£475.0M	—
Debt Securities	—	£88.3B	£93.4B	£83.1B	£104.8B	£104.8B	—
Derivative Assets	—	£2.6B	£2.8B	£4.1B	£4.6B	£4.6B	—
Investment Property	£4.5B	£4.4B	£3.7B	£3.7B	£5.3B	£5.3B	+3.6%
Property, Plant & Equipment	—	£91.0M	£106.0M	£125.0M	£130.0M	£130.0M	—
Goodwill	—	£10.0M	£10.0M	£10.0M	£10.0M	£10.0M	—
Intangible Assets	—	£128.0M	£106.0M	£211.0M	£118.0M	£232.0M	—
Deferred Tax Assets	£327.0M	£146.0M	£143.0M	£158.0M	—	—	+124.0%
Current Tax Assets	£298.0M	£523.0M	£502.0M	£519.0M	£419.0M	£419.0M	-43.0%
Total Assets	£332.2B	£307.9B	£299.3B	£285.2B	£327.8B	£333.8B	+7.9%
Liabilities
Borrowings	—	£3.6B	£3.9B	£4.0B	£4.2B	£4.2B	—
Derivative Liabilities	—	£4.1B	£3.3B	£5.9B	£1.2B	£1.2B	—
Provisions	£188.0M	£206.0M	£155.0M	£234.0M	£184.0M	£235.0M	-8.7%
Deferred Tax Liabilities	£490.0M	£198.0M	£257.0M	£660.0M	£1.4B	£1.4B	+147.5%
Current Tax Liabilities	£18.0M	£21.0M	£41.0M	£34.0M	£19.0M	£19.0M	-14.3%
Total Liabilities	£330.9B	£305.6B	£295.8B	£280.0B	£321.0B	£327.0B	+8.3%
Equity
Share Capital	£101.0M	£100.0M	£100.0M	£100.0M	£100.0M	£100.0M	+1.0%
Share Premium	£20.0M	£16.0M	£16.0M	£10.0M	£6.0M	£6.0M	+25.0%
Retained Earnings	-£584.0M	£375.0M	£469.0M	£2.1B	£3.7B	£3.8B	-255.7%
Other Reserves	£594.0M	£23.0M	£16.0M	£46.0M	£56.0M	£56.0M	+2482.6%
Minority Interests	£554.0M	£539.0M	£549.0M	£532.0M	£460.0M	£460.0M	+2.8%
Total Equity	£1.3B	£2.2B	£3.5B	£5.2B	£6.7B	£6.8B	-42.5%

Currency: GBPPeriods: 6

Source: Annual Reports