| FY24 | FY23 | FY22 | FY21 | FY20 | FY19 | YoY | Trend | |
|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||
| Cash & Equivalents | £3.0B | £3.8B | £3.9B | £1.7B | £1.6B | £1.0B | -19.0% | |
| Loans to Customers | £25.7B | £21.7B | £17.8B | £16.6B | £14.6B | £12.3B | +18.2% | |
| Debt Securities | — | £1.4B | £1.4B | £1.7B | £1.5B | £1.2B | — | |
| Investment Property | £9.8M | £15.2M | £22.2M | £22.9M | £68.7M | £72.7M | -36.0% | |
| Property, Plant & Equipment | £621.7M | £513.3M | £442.9M | £392.5M | £373.0M | £334.7M | +21.1% | |
| Goodwill | £60.0M | £60.0M | £60.0M | £60.0M | £60.0M | £61.6M | +0.0% | |
| Intangible Assets | £589.1M | £471.4M | £383.2M | £320.0M | £239.5M | £167.6M | +25.0% | |
| Deferred Tax Assets | £3.1M | £7.4M | £16.7M | £12.4M | £2.8M | £2.2M | -57.4% | |
| Current Tax Assets | £60.4M | £435K | £430K | £194K | £69.9M | £25.7M | +13790.1% | |
| Other Assets | £604.9M | £431.5M | £429.1M | £397.1M | £267.0M | £255.7M | +40.2% | |
| Total Assets | £40.2B | £33.0B | £29.0B | £24.5B | £22.6B | £18.4B | +21.8% | |
| Liabilities | ||||||||
| Deposits from Banks | £7.6B | £4.4B | £3.9B | £3.0B | £4.5B | £3.6B | +73.6% | |
| Deposits from Customers | £22.9B | £20.4B | £18.0B | £15.0B | £12.6B | £10.0B | +12.2% | |
| Subordinated Liabilities | £1.1B | £868.7M | £590.1M | £623.6M | £672.7M | £591.0M | +32.2% | |
| Deferred Tax Liabilities | £50.2M | £51.0M | £112.9M | £11.0M | £13.1M | £18.9M | -1.4% | |
| Current Tax Liabilities | £1.2M | £67.9M | £1.6M | £86.8M | £853K | £1.6M | -98.2% | |
| Other Liabilities | £159.1M | £123.2M | £149.9M | £131.0M | £87.8M | £95.2M | +29.1% | |
| Total Liabilities | £34.4B | £28.1B | £25.1B | £20.8B | £19.6B | £15.8B | +22.3% | |
| Equity | ||||||||
| Share Capital | £1.7M | £1.7M | £1.7M | £1.7M | £1.7M | £1.7M | +1.9% | |
| Share Premium | £411.1M | £295.6M | £269.9M | £283.4M | £283.4M | £283.4M | +39.1% | |
| Retained Earnings | £5.3B | £4.4B | £3.7B | £3.0B | £2.3B | £2.0B | +19.2% | |
| Other Reserves | -£478.0M | -£365.5M | -£477.3M | — | — | — | -30.8% | |
| Minority Interests | £183.5M | £136.5M | £86.8M | £48.1M | £11.5M | £8.5M | +34.5% | |
| Total Equity | £5.7B | £4.8B | £4.0B | £3.7B | £2.9B | £2.6B | +19.1% | |
| FY24 | FY23 | FY22 | FY21 | FY20 | FY19 | YoY | Trend | |
|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||
| Cash & Equivalents | £3.0B | £3.8B | £3.9B | £1.7B | £1.6B | £1.0B | -19.0% | |
| Loans to Customers | £25.7B | £21.7B | £17.8B | £16.6B | £14.6B | £12.3B | +18.2% | |
| Debt Securities | — | £1.4B | £1.4B | £1.7B | £1.5B | £1.2B | — | |
| Investment Property | £9.8M | £15.2M | £22.2M | £22.9M | £68.7M | £72.7M | -36.0% | |
| Property, Plant & Equipment | £621.7M | £513.3M | £442.9M | £392.5M | £373.0M | £334.7M | +21.1% | |
| Goodwill | £60.0M | £60.0M | £60.0M | £60.0M | £60.0M | £61.6M | +0.0% | |
| Intangible Assets | £589.1M | £471.4M | £383.2M | £320.0M | £239.5M | £167.6M | +25.0% | |
| Deferred Tax Assets | £3.1M | £7.4M | £16.7M | £12.4M | £2.8M | £2.2M | -57.4% | |
| Current Tax Assets | £60.4M | £435K | £430K | £194K | £69.9M | £25.7M | +13790.1% | |
| Other Assets | £604.9M | £431.5M | £429.1M | £397.1M | £267.0M | £255.7M | +40.2% | |
| Total Assets | £40.2B | £33.0B | £29.0B | £24.5B | £22.6B | £18.4B | +21.8% | |
| Liabilities | ||||||||
| Deposits from Banks | £7.6B | £4.4B | £3.9B | £3.0B | £4.5B | £3.6B | +73.6% | |
| Deposits from Customers | £22.9B | £20.4B | £18.0B | £15.0B | £12.6B | £10.0B | +12.2% | |
| Subordinated Liabilities | £1.1B | £868.7M | £590.1M | £623.6M | £672.7M | £591.0M | +32.2% | |
| Deferred Tax Liabilities | £50.2M | £51.0M | £112.9M | £11.0M | £13.1M | £18.9M | -1.4% | |
| Current Tax Liabilities | £1.2M | £67.9M | £1.6M | £86.8M | £853K | £1.6M | -98.2% | |
| Other Liabilities | £159.1M | £123.2M | £149.9M | £131.0M | £87.8M | £95.2M | +29.1% | |
| Total Liabilities | £34.4B | £28.1B | £25.1B | £20.8B | £19.6B | £15.8B | +22.3% | |
| Equity | ||||||||
| Share Capital | £1.7M | £1.7M | £1.7M | £1.7M | £1.7M | £1.7M | +1.9% | |
| Share Premium | £411.1M | £295.6M | £269.9M | £283.4M | £283.4M | £283.4M | +39.1% | |
| Retained Earnings | £5.3B | £4.4B | £3.7B | £3.0B | £2.3B | £2.0B | +19.2% | |
| Other Reserves | -£478.0M | -£365.5M | -£477.3M | — | — | — | -30.8% | |
| Minority Interests | £183.5M | £136.5M | £86.8M | £48.1M | £11.5M | £8.5M | +34.5% | |
| Total Equity | £5.7B | £4.8B | £4.0B | £3.7B | £2.9B | £2.6B | +19.1% | |
