| FY25 | FY24 | FY23 | FY22 | YoY | Trend | |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Cash & Equivalents | £2.1B | £1.8B | £2.2B | £1.4B | +13.9% | |
| Central Bank Balances | £1.9B | £1.6B | £1.9B | £1.3B | +21.0% | |
| Loans to Banks | £161.7M | £293.7M | £330.3M | £165.4M | -44.9% | |
| Loans to Customers | £9.5B | £9.8B | £9.3B | £8.9B | -3.8% | |
| Debt Securities | £2.0B | £2.0B | £2.0B | £2.1B | +0.2% | |
| Derivative Assets | £103.1M | £101.4M | £88.5M | £71.2M | +1.7% | |
| Property, Plant & Equipment | — | £349.6M | £357.1M | £322.5M | — | |
| Deferred Tax Assets | £31.0M | £14.3M | £10.8M | £32.5M | +116.8% | |
| Current Tax Assets | £44.2M | £36.4M | £42.3M | £47.0M | +21.4% | |
| Other Assets | £186.6M | £186.7M | £184.1M | £185.2M | -0.1% | |
| Total Assets | £14.1B | £14.1B | £13.6B | £12.7B | -0.1% | |
| Liabilities | ||||||
| Deposits from Banks | £88.1M | £138.4M | £141.9M | £160.5M | -36.3% | |
| Deposits from Customers | £8.8B | £8.7B | £7.7B | £6.8B | +1.2% | |
| Derivative Liabilities | £104.7M | £129.0M | £195.9M | £89.2M | -18.8% | |
| Subordinated Liabilities | £195.5M | £187.2M | £174.9M | £186.5M | +4.4% | |
| Provisions | £210.3M | — | — | — | — | |
| Other Liabilities | £172.3M | £306.5M | £303.0M | £334.5M | -43.8% | |
| Total Liabilities | £12.3B | £12.2B | £11.9B | £11.0B | +0.8% | |
| Equity | ||||||
| Share Capital | £38.0M | £38.0M | £38.0M | £38.0M | +0.0% | |
| Retained Earnings | £1.5B | £1.6B | £1.6B | £1.6B | -6.2% | |
| Other Reserves | -£32.4M | -£27.5M | -£1.6M | -£8.9M | -17.8% | |
| Other Equity Instruments | £197.6M | £197.6M | — | — | +0.0% | |
| Total Equity | £1.7B | £1.8B | £1.6B | £1.7B | -5.8% | |
| FY25 | FY24 | FY23 | FY22 | YoY | Trend | |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Cash & Equivalents | £2.1B | £1.8B | £2.2B | £1.4B | +13.9% | |
| Central Bank Balances | £1.9B | £1.6B | £1.9B | £1.3B | +21.0% | |
| Loans to Banks | £161.7M | £293.7M | £330.3M | £165.4M | -44.9% | |
| Loans to Customers | £9.5B | £9.8B | £9.3B | £8.9B | -3.8% | |
| Debt Securities | £2.0B | £2.0B | £2.0B | £2.1B | +0.2% | |
| Derivative Assets | £103.1M | £101.4M | £88.5M | £71.2M | +1.7% | |
| Property, Plant & Equipment | — | £349.6M | £357.1M | £322.5M | — | |
| Deferred Tax Assets | £31.0M | £14.3M | £10.8M | £32.5M | +116.8% | |
| Current Tax Assets | £44.2M | £36.4M | £42.3M | £47.0M | +21.4% | |
| Other Assets | £186.6M | £186.7M | £184.1M | £185.2M | -0.1% | |
| Total Assets | £14.1B | £14.1B | £13.6B | £12.7B | -0.1% | |
| Liabilities | ||||||
| Deposits from Banks | £88.1M | £138.4M | £141.9M | £160.5M | -36.3% | |
| Deposits from Customers | £8.8B | £8.7B | £7.7B | £6.8B | +1.2% | |
| Derivative Liabilities | £104.7M | £129.0M | £195.9M | £89.2M | -18.8% | |
| Subordinated Liabilities | £195.5M | £187.2M | £174.9M | £186.5M | +4.4% | |
| Provisions | £210.3M | — | — | — | — | |
| Other Liabilities | £172.3M | £306.5M | £303.0M | £334.5M | -43.8% | |
| Total Liabilities | £12.3B | £12.2B | £11.9B | £11.0B | +0.8% | |
| Equity | ||||||
| Share Capital | £38.0M | £38.0M | £38.0M | £38.0M | +0.0% | |
| Retained Earnings | £1.5B | £1.6B | £1.6B | £1.6B | -6.2% | |
| Other Reserves | -£32.4M | -£27.5M | -£1.6M | -£8.9M | -17.8% | |
| Other Equity Instruments | £197.6M | £197.6M | — | — | +0.0% | |
| Total Equity | £1.7B | £1.8B | £1.6B | £1.7B | -5.8% | |
