| FY25 | FY24 | FY23 | FY22 | YoY | Trend | |
|---|---|---|---|---|---|---|
| Revenue | ||||||
| Total Income / Revenue | £659.5M | £944.2M | £932.6M | £936.1M | -30.2% | |
| Fee & Commission Income | £103.5M | £271.2M | £262.9M | £259.5M | -61.8% | |
| Other Operating Income | £118.5M | £132.7M | £114.2M | £106.1M | -10.7% | |
| Expenses | ||||||
| Operating Expenses | £781.9M | £802.2M | £615.0M | £598.0M | -2.5% | |
| Impairment Charges | — | — | £204.1M | £103.3M | — | |
| Profit | ||||||
| Finance Income | £1.1B | £1.2B | £897.5M | £690.0M | -3.9% | |
| Finance Costs | £542.9M | £565.5M | £304.9M | £112.0M | -4.0% | |
| Profit Before Tax | -£122.4M | £142.0M | £112.0M | £232.8M | -186.2% | |
| Tax Expense | £4.7M | £41.6M | £30.9M | £67.6M | -88.7% | |
| Profit After Tax | -£77.9M | £100.4M | £81.1M | £165.2M | -177.6% | |
| Attributable to Shareholders | -£100.2M | £89.3M | £81.1M | £165.2M | -212.2% | |
| Total Comprehensive Income | -£90.1M | £76.3M | £87.1M | £186.5M | -218.1% | |
| Basic EPS | -66.90p | 59.70p | 54.30p | £1.10 | -212.1% | |
| Diluted EPS | -66.90p | 59.50p | 54.20p | £1.10 | -212.4% | |
| FY25 | FY24 | FY23 | FY22 | YoY | Trend | |
|---|---|---|---|---|---|---|
| Revenue | ||||||
| Total Income / Revenue | £659.5M | £944.2M | £932.6M | £936.1M | -30.2% | |
| Fee & Commission Income | £103.5M | £271.2M | £262.9M | £259.5M | -61.8% | |
| Other Operating Income | £118.5M | £132.7M | £114.2M | £106.1M | -10.7% | |
| Expenses | ||||||
| Operating Expenses | £781.9M | £802.2M | £615.0M | £598.0M | -2.5% | |
| Impairment Charges | — | — | £204.1M | £103.3M | — | |
| Profit | ||||||
| Finance Income | £1.1B | £1.2B | £897.5M | £690.0M | -3.9% | |
| Finance Costs | £542.9M | £565.5M | £304.9M | £112.0M | -4.0% | |
| Profit Before Tax | -£122.4M | £142.0M | £112.0M | £232.8M | -186.2% | |
| Tax Expense | £4.7M | £41.6M | £30.9M | £67.6M | -88.7% | |
| Profit After Tax | -£77.9M | £100.4M | £81.1M | £165.2M | -177.6% | |
| Attributable to Shareholders | -£100.2M | £89.3M | £81.1M | £165.2M | -212.2% | |
| Total Comprehensive Income | -£90.1M | £76.3M | £87.1M | £186.5M | -218.1% | |
| Basic EPS | -66.90p | 59.70p | 54.30p | £1.10 | -212.1% | |
| Diluted EPS | -66.90p | 59.50p | 54.20p | £1.10 | -212.4% | |
