| FY25 | FY24 | FY23 | FY22 | FY21 | FY20 | YoY | Trend | |
|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||
| Cash & Equivalents | €1.8B | €2.3B | €2.2B | €2.2B | €3.9B | €3.0B | -20.8% | |
| Loans to Banks | €1.7B | €2.2B | €2.1B | €2.1B | €4.2B | €3.3B | -21.9% | |
| Loans to Customers | €22.2B | €21.4B | €21.4B | €19.6B | €14.3B | €14.2B | +3.9% | |
| Debt Securities | €1.7B | €1.7B | €1.5B | €3.2B | €2.5B | €2.6B | -0.5% | |
| Derivative Assets | €24.0M | €59.0M | €36.0M | — | €1.0M | — | -59.3% | |
| Property, Plant & Equipment | €189.0M | €183.0M | €205.0M | — | — | — | +3.3% | |
| Intangible Assets | €263.0M | €213.0M | €187.0M | €160.0M | €122.0M | €102.0M | +23.5% | |
| Deferred Tax Assets | €304.0M | €316.0M | €309.0M | €309.0M | €350.0M | €349.0M | -3.8% | |
| Current Tax Assets | — | €2.0M | — | — | — | — | — | |
| Other Assets | €51.0M | €7.0M | €60.0M | €1.0M | €310.0M | €5.0M | +628.6% | |
| Total Assets | €30.5B | €28.9B | €27.8B | €25.9B | €22.2B | €21.0B | +5.3% | |
| Liabilities | ||||||||
| Deposits from Banks | €104.0M | €105.0M | €398.0M | €614.0M | €347.0M | — | -1.0% | |
| Deposits from Customers | €25.6B | €24.1B | €23.0B | €21.7B | €19.1B | €18.0B | +6.1% | |
| Derivative Liabilities | €4.0M | — | €1.0M | — | — | — | — | |
| Subordinated Liabilities | €347.0M | €257.0M | €257.0M | €252.0M | €252.0M | — | +35.0% | |
| Provisions | €64.0M | €46.0M | €40.0M | €80.0M | €55.0M | €77.0M | +39.1% | |
| Other Liabilities | €131.0M | €129.0M | €148.0M | €181.0M | €170.0M | €107.0M | +1.6% | |
| Total Liabilities | €28.0B | €26.4B | €25.3B | €23.5B | €20.4B | €19.0B | +6.0% | |
| Equity | ||||||||
| Share Capital | €272.0M | €272.0M | €273.0M | €273.0M | €227.0M | €227.0M | +0.0% | |
| Share Premium | €804.0M | €804.0M | €804.0M | €804.0M | €333.0M | €333.0M | +0.0% | |
| Retained Earnings | €2.0B | €1.9B | €1.8B | €1.7B | €1.9B | €1.9B | +4.1% | |
| Other Reserves | -€818.0M | -€813.0M | -€810.0M | -€791.0M | -€787.0M | -€791.0M | -0.6% | |
| Other Equity Instruments | €245.0M | €368.0M | €368.0M | — | — | — | -33.4% | |
| Total Equity | €2.5B | €2.5B | €2.4B | €2.4B | €1.8B | €2.0B | -2.0% | |
| FY25 | FY24 | FY23 | FY22 | FY21 | FY20 | YoY | Trend | |
|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||
| Cash & Equivalents | €1.8B | €2.3B | €2.2B | €2.2B | €3.9B | €3.0B | -20.8% | |
| Loans to Banks | €1.7B | €2.2B | €2.1B | €2.1B | €4.2B | €3.3B | -21.9% | |
| Loans to Customers | €22.2B | €21.4B | €21.4B | €19.6B | €14.3B | €14.2B | +3.9% | |
| Debt Securities | €1.7B | €1.7B | €1.5B | €3.2B | €2.5B | €2.6B | -0.5% | |
| Derivative Assets | €24.0M | €59.0M | €36.0M | — | €1.0M | — | -59.3% | |
| Property, Plant & Equipment | €189.0M | €183.0M | €205.0M | — | — | — | +3.3% | |
| Intangible Assets | €263.0M | €213.0M | €187.0M | €160.0M | €122.0M | €102.0M | +23.5% | |
| Deferred Tax Assets | €304.0M | €316.0M | €309.0M | €309.0M | €350.0M | €349.0M | -3.8% | |
| Current Tax Assets | — | €2.0M | — | — | — | — | — | |
| Other Assets | €51.0M | €7.0M | €60.0M | €1.0M | €310.0M | €5.0M | +628.6% | |
| Total Assets | €30.5B | €28.9B | €27.8B | €25.9B | €22.2B | €21.0B | +5.3% | |
| Liabilities | ||||||||
| Deposits from Banks | €104.0M | €105.0M | €398.0M | €614.0M | €347.0M | — | -1.0% | |
| Deposits from Customers | €25.6B | €24.1B | €23.0B | €21.7B | €19.1B | €18.0B | +6.1% | |
| Derivative Liabilities | €4.0M | — | €1.0M | — | — | — | — | |
| Subordinated Liabilities | €347.0M | €257.0M | €257.0M | €252.0M | €252.0M | — | +35.0% | |
| Provisions | €64.0M | €46.0M | €40.0M | €80.0M | €55.0M | €77.0M | +39.1% | |
| Other Liabilities | €131.0M | €129.0M | €148.0M | €181.0M | €170.0M | €107.0M | +1.6% | |
| Total Liabilities | €28.0B | €26.4B | €25.3B | €23.5B | €20.4B | €19.0B | +6.0% | |
| Equity | ||||||||
| Share Capital | €272.0M | €272.0M | €273.0M | €273.0M | €227.0M | €227.0M | +0.0% | |
| Share Premium | €804.0M | €804.0M | €804.0M | €804.0M | €333.0M | €333.0M | +0.0% | |
| Retained Earnings | €2.0B | €1.9B | €1.8B | €1.7B | €1.9B | €1.9B | +4.1% | |
| Other Reserves | -€818.0M | -€813.0M | -€810.0M | -€791.0M | -€787.0M | -€791.0M | -0.6% | |
| Other Equity Instruments | €245.0M | €368.0M | €368.0M | — | — | — | -33.4% | |
| Total Equity | €2.5B | €2.5B | €2.4B | €2.4B | €1.8B | €2.0B | -2.0% | |
