| FY25 | FY24 | FY23 | FY22 | FY21 | FY20 | YoY | Trend | |
|---|---|---|---|---|---|---|---|---|
| Revenue | ||||||||
| Total Income / Revenue | €655.0M | €672.0M | — | — | — | — | -2.5% | |
| Interest Income | €848.0M | €870.0M | €766.0M | — | — | — | -2.5% | |
| Fee & Commission Income | €104.0M | €98.0M | €86.0M | €75.0M | €64.0M | €53.0M | +6.1% | |
| Expenses | ||||||||
| Operating Expenses | €566.0M | €545.0M | €538.0M | €509.0M | €402.0M | €360.0M | +3.9% | |
| Profit | ||||||||
| Finance Income | €878.0M | €899.0M | €778.0M | €417.0M | €354.0M | €382.0M | -2.3% | |
| Finance Costs | €288.0M | €287.0M | €158.0M | €55.0M | €41.0M | €41.0M | +0.3% | |
| Profit Before Tax | €128.0M | €159.0M | €79.0M | €267.0M | -€21.0M | -€166.0M | -19.5% | |
| Tax Expense | €14.0M | -€3.0M | €11.0M | €44.0M | -€1.0M | -€4.0M | +566.7% | |
| Profit After Tax | €114.0M | €162.0M | €68.0M | €223.0M | -€20.0M | -€162.0M | -29.6% | |
| Attributable to Shareholders | €71.0M | €119.0M | €25.0M | €223.0M | -€20.0M | -€162.0M | -40.3% | |
| Minority Interests | €43.0M | €43.0M | — | — | — | — | +0.0% | |
| Total Comprehensive Income | €117.0M | €158.0M | €64.0M | €219.0M | -€16.0M | -€158.0M | -25.9% | |
| Basic EPS | 13.00c | 21.70c | 4.50c | -45.40c | -9.00c | -38.00c | -40.1% | |
| Diluted EPS | 13.00c | 21.70c | 4.50c | -45.40c | -9.00c | -38.00c | -40.1% | |
| FY25 | FY24 | FY23 | FY22 | FY21 | FY20 | YoY | Trend | |
|---|---|---|---|---|---|---|---|---|
| Revenue | ||||||||
| Total Income / Revenue | €655.0M | €672.0M | — | — | — | — | -2.5% | |
| Interest Income | €848.0M | €870.0M | €766.0M | — | — | — | -2.5% | |
| Fee & Commission Income | €104.0M | €98.0M | €86.0M | €75.0M | €64.0M | €53.0M | +6.1% | |
| Expenses | ||||||||
| Operating Expenses | €566.0M | €545.0M | €538.0M | €509.0M | €402.0M | €360.0M | +3.9% | |
| Profit | ||||||||
| Finance Income | €878.0M | €899.0M | €778.0M | €417.0M | €354.0M | €382.0M | -2.3% | |
| Finance Costs | €288.0M | €287.0M | €158.0M | €55.0M | €41.0M | €41.0M | +0.3% | |
| Profit Before Tax | €128.0M | €159.0M | €79.0M | €267.0M | -€21.0M | -€166.0M | -19.5% | |
| Tax Expense | €14.0M | -€3.0M | €11.0M | €44.0M | -€1.0M | -€4.0M | +566.7% | |
| Profit After Tax | €114.0M | €162.0M | €68.0M | €223.0M | -€20.0M | -€162.0M | -29.6% | |
| Attributable to Shareholders | €71.0M | €119.0M | €25.0M | €223.0M | -€20.0M | -€162.0M | -40.3% | |
| Minority Interests | €43.0M | €43.0M | — | — | — | — | +0.0% | |
| Total Comprehensive Income | €117.0M | €158.0M | €64.0M | €219.0M | -€16.0M | -€158.0M | -25.9% | |
| Basic EPS | 13.00c | 21.70c | 4.50c | -45.40c | -9.00c | -38.00c | -40.1% | |
| Diluted EPS | 13.00c | 21.70c | 4.50c | -45.40c | -9.00c | -38.00c | -40.1% | |
