| FY25 | FY24 | YoY | Trend | |
|---|---|---|---|---|
| Assets | ||||
| Cash & Equivalents | £2.2B | £2.5B | -14.8% | |
| Central Bank Balances | £1.9B | £2.2B | -14.3% | |
| Loans to Banks | £246.8M | £304.4M | -18.9% | |
| Loans to Customers | £17.8B | £15.2B | +17.1% | |
| Debt Securities | £412.3M | £549.2M | -24.9% | |
| Derivative Assets | £87.5M | £227.1M | -61.5% | |
| Property, Plant & Equipment | £54.6M | £65.5M | -16.6% | |
| Deferred Tax Assets | £23.8M | £16.0M | +48.8% | |
| Other Assets | £49.9M | £36.3M | +37.5% | |
| Total Assets | £22.5B | £19.7B | +13.9% | |
| Liabilities | ||||
| Deposits from Customers | £18.4B | £15.8B | +16.1% | |
| Derivative Liabilities | £93.2M | £117.1M | -20.4% | |
| Subordinated Liabilities | £171.5M | £171.1M | +0.2% | |
| Provisions | £8.3M | £11.5M | -27.8% | |
| Other Liabilities | £132.2M | £85.8M | +54.1% | |
| Total Liabilities | £20.6B | £18.1B | +13.7% | |
| Equity | ||||
| Share Capital | £2.6M | £2.5M | +4.0% | |
| Share Premium | £134.7M | £87.3M | +54.3% | |
| Retained Earnings | £1.5B | £1.3B | +15.8% | |
| Total Equity | £1.8B | £1.6B | +16.4% | |
| FY25 | FY24 | YoY | Trend | |
|---|---|---|---|---|
| Assets | ||||
| Cash & Equivalents | £2.2B | £2.5B | -14.8% | |
| Central Bank Balances | £1.9B | £2.2B | -14.3% | |
| Loans to Banks | £246.8M | £304.4M | -18.9% | |
| Loans to Customers | £17.8B | £15.2B | +17.1% | |
| Debt Securities | £412.3M | £549.2M | -24.9% | |
| Derivative Assets | £87.5M | £227.1M | -61.5% | |
| Property, Plant & Equipment | £54.6M | £65.5M | -16.6% | |
| Deferred Tax Assets | £23.8M | £16.0M | +48.8% | |
| Other Assets | £49.9M | £36.3M | +37.5% | |
| Total Assets | £22.5B | £19.7B | +13.9% | |
| Liabilities | ||||
| Deposits from Customers | £18.4B | £15.8B | +16.1% | |
| Derivative Liabilities | £93.2M | £117.1M | -20.4% | |
| Subordinated Liabilities | £171.5M | £171.1M | +0.2% | |
| Provisions | £8.3M | £11.5M | -27.8% | |
| Other Liabilities | £132.2M | £85.8M | +54.1% | |
| Total Liabilities | £20.6B | £18.1B | +13.7% | |
| Equity | ||||
| Share Capital | £2.6M | £2.5M | +4.0% | |
| Share Premium | £134.7M | £87.3M | +54.3% | |
| Retained Earnings | £1.5B | £1.3B | +15.8% | |
| Total Equity | £1.8B | £1.6B | +16.4% | |
