| FY25 | FY24 | YoY | Trend | |
|---|---|---|---|---|
| Revenue | ||||
| Interest Income | £1.3B | £1.2B | +7.1% | |
| Fee & Commission Income | £17.3M | £16.2M | +6.8% | |
| Expenses | ||||
| Operating Expenses | £409.9M | £314.7M | +30.3% | |
| Depreciation & Amortisation | £6.2M | £7.4M | -16.2% | |
| Impairment Charges | £83.0M | £67.2M | +23.5% | |
| Profit | ||||
| Profit Before Tax | £272.2M | £295.1M | -7.8% | |
| Tax Expense | £76.7M | £75.2M | +2.0% | |
| Profit After Tax | £195.5M | £219.9M | -11.1% | |
| Total Comprehensive Income | £201.7M | £258.0M | -21.8% | |
| Basic EPS | 35.00p | 40.00p | -12.5% | |
| Diluted EPS | 35.00p | 40.00p | -12.5% | |
| FY25 | FY24 | YoY | Trend | |
|---|---|---|---|---|
| Revenue | ||||
| Interest Income | £1.3B | £1.2B | +7.1% | |
| Fee & Commission Income | £17.3M | £16.2M | +6.8% | |
| Expenses | ||||
| Operating Expenses | £409.9M | £314.7M | +30.3% | |
| Depreciation & Amortisation | £6.2M | £7.4M | -16.2% | |
| Impairment Charges | £83.0M | £67.2M | +23.5% | |
| Profit | ||||
| Profit Before Tax | £272.2M | £295.1M | -7.8% | |
| Tax Expense | £76.7M | £75.2M | +2.0% | |
| Profit After Tax | £195.5M | £219.9M | -11.1% | |
| Total Comprehensive Income | £201.7M | £258.0M | -21.8% | |
| Basic EPS | 35.00p | 40.00p | -12.5% | |
| Diluted EPS | 35.00p | 40.00p | -12.5% | |
